Providing Value for our Clients
The Serber Wealth Management Team at RBC Dominion Securities is committed to delivering unique value by combining personalized, concierge-level service with the strength and resources of Canada’s largest Wealth Management firm.
Our customized approach provides you with a wide range of investment and wealth management benefits, based on your individual financial situation. We are fully capable of overseeing the multi-dimensional aspects of your family’s financial affairs.
Here are the benefits you receive when working with The Serber Team at RBC Dominion Securities:
Initial Meetings
1. An in-depth discussion of your past, present and future ensures our plan is customized for you.
2. After our comprehensive review of investment fundamentals, you will better understand how investing works, making you more confident in providing us direction.
3. Once we determine your customized Investment Comfort Zone we’ll find the combination of security and risk-taking that is uniquely right for you.
Investment Planning
4. Your Investment and Wealth Management strategy are customized to meet your goals.
5. An Investment Policy Statement (IPS), put in writing, ensures mutual understanding and accountability.
6. We build your customized portfolio designed to meet your personal needs.
7. Investment and economic research capabilities of RBC, the broadest and deepest research in Canada you benefit from a large team of leading analysts.
8. Independent investment research sources such as BCA Research, Value Line, Veritas, and CPMS external, unbiased input and analysis adds perspective, clarifies our thinking and improves results.
9. A full suite of proprietary and third-party investment products more choices means more flexible options for you.
10. Administer your shares during corporate re-organizations (mergers, buyouts, stock splits, etc.) so you don’t have to worry about it.
11. Regular monitoring of your holdings proprietary software allows us to review portfolios weekly, monthly and quarterly, looking for small adjustments to add incremental return or reduce risk. Continuous monitoring means nothing falls through the cracks.
Retirement Planning
12. We gather and record details of your current assets, liabilities, income and expenses allowing us to project your future cash flows and net worth, and try “what if” scenarios. This provides confidence that you have a plan and are on track.
13. Access to in-house financial planner and/or referral to an independent financial planner to gain a broad and detailed perspective on your financial affairs including tax minimization.
14. With your permission, we maintain good communication with your other professional advisors such as lawyer and accountant to ensure your financial affairs are managed as seamless and efficient as possible.
15. Introductions are provided, as required, to a full suite of capabilities through our RBC partners are provided so you can take advantage of all the resources of Canadas leading financial institution.
Estate Planning
16. Consultation to review your Will and Estate plans to ensure they are up to-date and in line with your wishes.
17. Consultation with Royal Trust to learn about their Estate, Trust and Power of Attorney services – gives you a better understanding of all your options.
Account Administration
18. Assistance with all documentation and administrative matters. Managing your financial affairs involves paperwork – we make it easy.
19. Our Automatic monthly withdrawal system transfers the money you require directly to your bank account making cash management a breeze.
20. We also provide electronic funds transfer (Canadian or U.S.) to your bank account on request – the most efficient way to get the money you need when you need it.
Reporting, Review and ongoing Education
21. Personal review meetings at least once per year ensures our relationship is on track and meeting your expectations.
22. Quarterly full portfolio report including performance results and colour graphics makes understanding your portfolio clear and simple.
23. Monthly account statements with details of all holdings and transactions provides details for every transaction, so you have all the facts.
24. With our free "Interested Party" Service we can send a copy of your monthly statement and/or annual tax slips to your accountant so you don’t have to.
25. We provide an annual consolidated RBC tax reporting package to make tax time as efficient and painless as possible.
26. Online account viewing access to your account information is available from any computer, whenever you want.
27. Online integration of your RBC Dominion Securities accounts with your other RBC accounts for RBC banking clients, means a single website is all you need to see everything – all on one page.
28. RBC Dominion Securities' Global Insight Monthly publication keeps you informed of developments in the financial markets and the economy, at home and abroad.
29. David’s Newsletter, Serber Speaking detail the key factors affecting the management of your portfolio means you always understand how your portfolio is being managed and why.
30. Family Investment Workshops - an opportunity to educate your spouse and/or children on investing and wealth management, customized to your family's unique needs and interests.
