David's Insights

When estate planning, remember to include your personal property and heirlooms

Why you should make a Will and include an up-to-date net-worth statement

The 2.5% reading is the lowest since March 2021.

Plan - don't predict. Interest rate changes and your portfolio - the recent impacts We're jumping in to cover a couple of topics while resting up for the writing season in the fall. A couple of items keeps coming up in discussions with friends and colleagues...

After a first interest rate cut in June, the Bank of Canada (BoC) again lowered its key overnight rate by 25 basis points at its meeting Wednesday, to 4.5%. The move was in line with market and our own expectations ahead of the announcement.

The latest Business Outlook Survey largely confirmed further normalizing in a few key areas that the central bank has deemed critical to future inflation trends.

There hasn’t been this much rental housing under construction in Canada in a generation—which is encouraging news given the acute supply shortages across the country. But even more construction will be needed as rental demand continues to rise rapidly...

Gen AI holds the potential to get Canada’s economy growing again through accelerated innovation and productivity. The big question is whether Canadian businesses and public sector organizations will seize the moment.

Plan - don't predict. In this week's letter: Interest rate changes and your portfolio - the recent impacts The rate cutting cycle has started: should you be making changes to adapt your portfolio? Borrowers as rates get cut - strategies. Interest rate...