Moving to Canada with a U.S. Roth IRA

September 25, 2025 | Charles W. Cullen III


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Moving to Canada with a U.S. Roth Individual Retirement Arrangement (Roth IRA) could result in negative tax implications if you don’t plan ahead. This article provides general information for Canadian residents about the U.S. and Canadian tax treatment of a Roth IRA and the possible tax relief under the Canada-U.S. Income Tax Convention (Treaty).

 

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Retirement Tax