A solution for your personal needs
We understand that creating and effectively managing your wealth is just part of the equation. It's also important to preserve it. Through the use of insurance strategies, we can help you preserve your wealth during your lifetime, and protect the value of your estate for your family and other beneficiaries. Insurance strategies can also help you maximize the wealth you transfer to your heirs.
Estate creation and preservation
You can offset costs that are incurred at death and preserve your estate by having insurance proceeds pay them for you. Taxes, liabilities, estate-related and other future costs can all be offset by your permanent insurance coverage.
Tax minimization
Tax-exempt insurance can eliminate the annual taxes you pay on your investment growth, as well as those payable when you die. High earners may appreciate this tax-protector opportunity.
Estate maximization and protection
One way to ensure that you have enough money to meet your retirement needs is to diversify your portfolio. With segregated funds, you can get the security of a GIC and the performance potential of the stock market without needlessly risking your hard-earned savings
Income enhancement
Certain solutions using insurance products can provide a supplemental stream of cash, thereby enhancing retirement income. The net income derived from this strategy may be significantly higher than what is achievable with traditional fixed-income vehicles, especially during times of low interest rates.
