Tina Deroy

905-841-8844 | Email me
Ariel Charles Guigui  B. Admin., LL.B, TEP - Will & Estate Planning Specialist
Ariel graduated from the University of Ottawa with a degree in Business Administration in 1992, and from the Faculty of Law in 1994 where he served on the editorial board of the Law Review. He was called to the Ontario Bar in 1996. Prior to joining RBC, Ariel spent 5 years teaching Real Estate Law and Estate Law at La Cit Collgiale in Ottawa. For the previous 12 years, Ariel held several positions at a major trust company, culminating in the role of Trust Manager. Ariel works closely with Alexandra to provide clients with information on structuring their estate in an efficient and tax-effective manner. Following a meeting, Ariel will provide clients with a report outlining various estate planning issues for them to explore in further detail with their own lawyer or accountant.
Gerald D'Souza B.Sc., CLU, CFO, CH.Fc. Insurance Specialist

Gerry brings to RBC DS, 30 years of experience in the life insurance industry. In addition, to his B.Sc, Gerry is a Chartered Life Underwriter, Chartered Financial Planner and Chartered Financial Consultant. Gerry taught the Life Underwriters Association Training Course (LUATC), moderated the Field Management Seminar (FMS) and served on the Advocis Board. Currently, he is on the Advisory Board for Financial Services Commission of Ontario. This experience gives Gerry the ability to help Investment Advisors develop their insurance practice. Gerry's focus will be on providing tax and estate planning solutions for our clients through new innovative uses of insurance strategies.

Janice Walsh CA, CFP, TEP -  Financial Planner

Janice is a Chartered Accountant, Certified Financial Planner and member of the Society of Trust and Estate Practioners. She completed her Honours Bachelor of Business Administration at Wilfrid Laurier University. Janice also holds the Chartered Life Underwriter and Chartered Financial Consultant designations. Janice has held various positions in the insurance and financial services industry. Her professional experience includes providing tax, trust, estate, retirement and financial planning services to high net worth clients and their advisors. Janice joined RBC Dominion Securities in 2005.

In appreciation of our clients' valued business relationship with us, we are pleased to offer them comprehensive financial planning with Janice Walsh. RBC Dominion Securities' comprehensive financial planning approach addresses our clients' issues and concerns, and helps them to clarify their objectives. The analysis will provide specific recommendations focused on their particular needs, including cash flow, tax strategies, investments, retirement, insurance or estate planning, and will ultimately assist our clients' in maximizing their situation and achieving their goals. This personalized report should serve as a roadmap to help our clients' make financial decisions in the future.