Is it to late to wish you all a happy new year? I have never figured out the appropriate etiquette here. In any event, happy new years! 

If you haven’t already received a call or email from Sara or someone on our team, you will soon. As we roll into 2025, we’re reaching out to help you make your annual contributions to your TFSA, RRSP, RESP, FHSA, or other accounts. While some of these accounts don’t have strict deadlines, RRSP contributions must be made by March 3rd to count for this tax year. 

Sara’s calls are critical—whether you’re transferring funds into these accounts as part of your savings strategy (as outlined in your financial plan) or optimizing your tax efficiency by moving money from a non-registered account to a TFSA. So, take action. 

Financial literacy matters. Being able to save and manage your hard-earned money wisely is one of the most valuable lessons we hope to impart. That’s why, starting in February, we’ll be hosting a financial literacy series, “They Didn’t Teach You This in School.” This series is perfect for anyone looking to refresh their knowledge on key topics like budgeting, saving, investing, and even estate planning. Stay tuned for more details—we’d love to see you there!

In the meantime, we’re sharing our 2025 Handy Financial Planning Facts guide to support you and your financial goals.

Here’s to a prosperous 2025! As always, feel free to reach out with any questions.