Our integrated offering
Portfolio Management Services
To ensure that we always act in the best interests of our customers, we rigorously follow a six-step process. This process is distinguished by our investment philosophy, which creates wealth through the growth of capital with a low risk level.
1. Developing an investment policy statement
We take the time to listen to understand the needs of our customers. We then work with them to develop an investment policy statement, a written document that takes into account their specific needs, investment horizon, risk tolerance and more. In light of all of these factors, we recommend the asset allocation model indicated for their situation.
2. Building the portfolio
Based on the indicated asset allocation model, we choose the most appropriate investment combination for the implementation of the investment strategy. Unlike many private portfolio management firms, we do not limit our clients to investment solutions managed solely in-house. In collaboration with RBC's global asset management team, we focus instead on using the best-performing investment solutions in the active and passive management market. We combined an understanding of all global economic and stock market trends with our own fundamentals. With the collaboration of senior economists, strategists and research analysts from all sectors of RBC Financial Group, we are expanding our outlook in these key areas.
3. Manage the portfolio
Together with our RBC Capital Markets economists and strategists, we make investment decisions on a daily basis, in the wake of changing market and economic conditions. For example, if the outlook improves for a certain region of the world, we will adjust our clients' portfolios accordingly, within the guidelines set out in the investment policy statement.
4. Review and follow-up by a third party
Quarterly, an independent risk management group reviews our clients' portfolios to ensure they are meeting the guidelines set out in the investment policy statement.
5. Detailed Performance Report
We send a monthly statement of accounts that describes the activity of the portfolio and indicates the current market value of the positions. We also provide a quarterly statement of the portfolio's rate of return. It should be noted that this performance statement can be highly customized to reflect the preferences of our customers. Some will prefer a simple statement of a few pages summarizing the evolution of all their accounts while others will prefer a detailed statement to analyze in depth the evolution of each of their accounts since their inception. Our clients have access to their monthly account statements through online services and their statements available electronically are archived for a period of seven years. This allows them quick access to all to the history of their transactions and the evolution of their investments. Finally, a detailed tax package including any provisions with accounting costs is provided to our clients to facilitate the preparation of their tax returns and those of their companies.
6. Developing the investment strategy
We meet regularly with our clients to review their portfolios and take note of their personal and financial situation. These meetings are essential to ensure that their investment portfolios are always right for their situation.
