Meet the team

Anne-Sophie is a registered member of the Bar of Quebec since 2016. She holds a Bachelor of Civil Law degree from the University of Montreal and a Master of Taxation degree from the University of Sherbrooke. She is also a Financial Planner, duly registered under the Institute of Financial Planners.

Prior to joining RBC, Anne-Sophie was a senior associate in taxation at a Montreal-based accounting firm, providing tax planning services to a wealthy business-oriented clientele and major well established real estate investors in Canada and overseas. She then took on the role of senior manager in tax and estate planning at a national financial institution, providing support to private wealth management financial advisors as part of the services offered to high-net-worth clients.

Anne-Sophie’s area of expertise includes personal and corporate tax planning, as well as estate planning. As a Financial Planning Specialist at RBC Family Office Services, Anne-Sophie works jointly with your advisor to prepare and present your comprehensive and detailed Compass Financial Plan.

In her capacity as an Estate Planning Specialist, Caroline assists clients achieve their wealth management goals through the application of insurance solutions.

Formerly a Chiropractor with her own practice, Caroline understands what it means to be a business owner but also to care for her clients. She took the time to listen to their medical concerns but cared for them holistically.

Faced with a critical health event in her family, she closed her practice and experienced the benefits of insurance firsthand and how the claims process works. Caroline then spent 10 years working for a Canadian insurance company before joining RBC. There she shared her knowledge, experiences, and passion for life insurance and the benefits it provides in support of life's circumstances.

An avid sportswoman, Caroline begins each day at the gym. In her free time, she and her family love to travel the world experiencing other cultures.

Prior to joining RBC Wealth Management, Joseph Di Niro began his career as a Notary in private practice at a notarial firm in Montreal. During this period, Joseph developed an expertise in Will and estate planning and also acquired specialized knowledge in estate settlements and non-contentious matters. To further his knowledge in the field of taxation, Joseph later joined a multinational accounting organization, where he specialized in tax planning for individual and corporate clients. Member of the Board of Notaries of the Province of Quebec (Chambre des Notaires du Québec) since 2010, Joseph obtained his Notarial Law Degree (D.D.N.) from Université de Montréal in 2009, after having obtained his Bachelor of Law (LL.B.) from the Université de Québec à Montréal (UQAM) in 2007. Joseph is currently pursuing a Master’s Degree in Taxation from the University of Sherbrooke.