One of the more frequently overlooked elements in comprehensive financial planning involves risk management. Colin focuses on assessing our clients’ risk management and estate protection needs.
He helps recommend and implement tax-exempt insurance strategies designed to help you achieve your wealth management goals.
Colin focuses on both personal and corporate insurance strategies to help increase your net worth, reduce the impact of taxation and secure your wealth through a variety of life insurance, annuity and living benefits solutions.
Chris graduated with a business Management – Financial Services diploma prior to joining the financial services industry in 2003. He has successfully earned the designations of Certified Financial planner (CFP) and Financial Management Advisor (FMA). Chris is a Fellow of the Canadian Securities Institute (FCSI).
Prior to joining RBC dominion Securities, Chris worked as a Banking Officer with a Canadian chartered bank as well as a Financial Advisor with a large wealth management firm. His experience includes the provision of financial planning services to clients, encompassing credit, investment, retirement planning, tax planning and estate planning advice.
As part of The Heacock Group, Chris believes that financial planning is extremely valuable in helping clients achieve their goals for overall long-term financial wellbeing. Chris works with Tim in preparing and presenting your comprehensive financial plan.
Connie M. Freitas, B.A., LL.B
Will & Estate Consultant
Connie obtained a Bachelor of Arts degree from the University of Toronto in 1989 and a Bachelor of Laws degree from Osgoode Hall Law School in 1992. She was called to the Toronto bar in 1992.
Prior to joining RBC, Connie practiced law for 18 years, covering the areas of corporate/commercial law, real estate, wills, trusts and estates. Connie advised her owner-manager clients on such issues as purchases and sales of businesses, shareholder agreements, corporate reorganizations, and will and estate planning.
Connie works closely with Tim to provide you with information on structuring your estate in an efficient and tax-effective manner. Following your consultation with us, we will provide you with a report outlining various estate planning issues for you to explore in more detail with your own accountant or lawyer.