Creating family harmony when it's needed most.

Bringing your estate wishes from vision to a tangible written structure can be a daunting task. However, when done correctly, a well-executed Estate Plan brings your family together during a time of grief and conveys a sense of calm and respect to those who are left behind. Families can come together with the confidence that your affairs are in order and you can be remembered for your life's hard earned successes and tribulations. However, when estates do not receive the planning attention they need, families can be torn apart by anger and mistrust and often inheritances can be compromised by excess fees and litigation costs that rely on the courts to sort out your wishes.

Our experience has shown us that no two families are alike and therefore our clients receive their own unique estate planning solutions. We recognize that a proper estate plan needs the help of expert advice to succeed. By working shoulder to shoulder with RBC's own estate planning specialists we can unify your investment and planning strategies and bring realization to your vision of a family legacy.

      Some of the many Estate Planning topics we help our clients with:

  • Utilizing innovative account structures that bypass your will and reduce probate tax
  • How to carefully choose your executors and attorneys
  • How to avoid the estate tax trap from RRSP's and RRIF's
  • Minimizing Capital Gains tax within an estate
  • When and when not to flow assets through your will
  • Unique planning strategies for blended families
  • When and how to use insurance to enhance your estate planning goals
  • Discussing the power of using multiple wills
  • Planning for beneficiaries with disabilities
  • How to manage US assets and potential US estate tax within your plan
  • How to include a Corporation with your estate planning
  • Strategies for passing down a family cottage or similar heirlooms

For more information on any of these topics, contact us today and we would be happy to set up a complimentary review.

 

Tim Heacock, CFP, FCSI

Investment Advisor

705-444-4772 | Email me

Tory Bandrowski

Senior Associate

705-444-4760 | Email me

Will & Estate Specialist

advisor

Will & Estate Consultant, RBC Wealth Management