What services do we offer?

 

Working alongside RBC advisors, the professionals within RBC Family Office Services specialize in a number of areas that cater to the complex needs and goals of clients and families, while also uncovering a variety of opportunities for them.

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Deep Client Service Experience

Over 900 years of collective client service provided via current employee roles.

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Reputable Knowledge and Skills Delivered at Scale

Over 200 highly accredited lawyers, accountants and financial planning specialists located across Canada (largest team of wealth planning professionals in Canada).

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Experienced Management Team

Dedicated team of leaders with substantial years of collective wealth planning experience.

Meeting high-net-worth clients' goals and needs

 

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Financial
planning

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Will and estate
planning

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Business succession
planning

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Charitable
giving

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Education
savings

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Taxation

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Insurance

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Retirement

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Holding
companies

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Financial
education

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U.S. and
international

Financial planning

  • Develop a comprehensive financial plan for clients that includes projections to determine if they are on track to meet their goals such as retirement, estate, and risk management
  • Help clients take a financial planning approach related to every financial decision that impacts their life

Taxation

  • Recommend strategies to help clients reduce their family's tax burden
  • Discuss strategies to minimize tax through structures such as family trusts, holding companies and insurance
  • Provide specific corporate and personal tax planning strategies for business owners

Business succession planning

  • Determine strategies to help clients effectively transition from their business in a tax-effective manner
  • Identify missing elements of business owner clients' succession plans and provide strategies and solutions to fill in the gaps
  • Assist in implementing an Individual Pension Plan for clients or their key employees as part of their succession plan
  • Assist in providing clients with an overall financial plan and contingency plan as part of their business succession plan

Charitable giving

  • Help clients determine which charitable giving strategies are most suitable based on their objectives
  • Assist clients and their family in implementing a charitable foundation to minimize tax and leave a lasting legacy

Education savings

  • Provide clients with strategies and a variety of options to fund their children’s or grandchildren’s education in the most tax-effective manner
  • Through a financial plan, determine the required annual savings to meet the client’s education funding goals

Will and estate planning

  • Provide tax-efficient strategies to transfer the client’s wealth to chosen beneficiaries
  • Review the client’s current Will and provide Will and estate planning recommendations consistent with their objectives
  • Help clients determine which trust solutions may be appropriate for them based on their family situation and objectives

Insurance

  • Assist clients in analyzing the need for insurance to provide for the client’s loved ones in the event of a disability or death
  • Deliver creative insurance strategies to minimize tax, maximize the client's estate, increase retirement income or create a legacy

Retirement

  • Help clients determine strategies and techniques to meet their retirement income goals
  • Provide clients with strategies to maximize their after-tax retirement income

Holding companies

  • Provide creative strategies to minimize tax during the client’s lifetime and maximize their estate for their holding company assets
  • Provide robust, consolidated financial reporting to corporations owning significant investment portfolios and seeking professional administration

Financial education

  • Offer individual and family consultations to discuss earning and saving, investing, and planning at all life stages
  • Provide educational tools and resources to help clients and their family members build strong financial management skills

U.S. and international

  • Provide clients with information and strategies on U.S. tax and estate planning related to issues such as purchasing U.S. properties, moving to and from the U.S. and U.S. citizens living in Canada
  • Discuss international planning strategies and issues of owning foreign assets and having family members located outside Canada
Family Office Service team.

Meet our team

 

Contact us today