| Investment Management Active Management is at the heart of our investment philosphy. We have three ways to help you reach your target rate of return: -
Discretionary Portfolio Management - let a professional money manager customize a portfolio for you -
Advisory - fee-based investing at it's best -
Mutual Funds - utilizing the F-class lower-fee funds |
| Customized Financial Plan Most financial advisors talk about investments and products first. We don't. We lead with the plan, and we follow through with the plan. Your financial plan becomes a solution-based document to help you reach your financial goals. Imagine going on a trip without a destination or a map? |
| Wealth Preservation You've taken years to build your weath. We help you preserve that wealth by structuring your portfolio to favour more conservative investments. We include an element of growth to counter the impact of taxes and inflation. |
| Insurance Planning We represent Canada's leading life insurance providers and offer a full range of life, health, segregated funds and annuity solutions. We begin with a complimentary review of any existing insurance policies, assess your goals and objectives, then offer tax effective customized insurance-based solutions. |
| Estate Planning We utilize our available network of Will and Estate Consultants to provide you with information on structuring your estate in an efficient and tax-effective manner. We can help with: structure of the will, effective use of trusts, insurance, and powers of attorney. |
| Network Services Tap into our vast network of professionals, including: |
| Tax Efficient Planning Our active management approach means you pay less tax. We structure accounts to shelter tax on interest income. We match capital gains and losses to defer capital gains taxes. We use products and account structures so that the fees are tax deductible. We review your investment income with your work or pension income to lessen and defer tax. |
| Cash Management For both business and personal accounts, we can help with: |