Simplify Your Life

You've taken years to earn your wealth. And now, things seem to be getting a bit more complicated. Higher taxes. Hidden fees. Increased cash flow requirements. Perhaps some family conflicts. Indeed, money can be a burden.

We aim to simplify your finances. We ease the financial and emotional burden of managing your money. By working with our team of professionals, we act as a single source for your financial needs so you'll have one less (big) thing to worry about. You can choose an active (advisory) or passive (discretionary) role in your investments based on your needs.

Investment Management

Active Management is at the heart of our investment philosphy. We have three ways to help you reach your target rate of return:

  • Discretionary Portfolio Management - let a professional money manager customize a portfolio for you

  • Advisory - fee-based investing at it's best

  • Mutual Funds - utilizing the F-class lower-fee funds

Customized Financial Plan

Most financial advisors talk about investments and products first. We don't. We lead with the plan, and we follow through with the plan. Your financial plan becomes a solution-based document to help you reach your financial goals. Imagine going on a trip without a destination or a map?

Wealth Preservation

You've taken years to build your weath. We help you preserve that wealth by structuring your portfolio to favour more conservative investments. We include an element of growth to counter the impact of taxes and inflation.

Insurance Planning

We represent Canada's leading life insurance providers and offer a full range of life, health, segregated funds and annuity solutions. We begin with a complimentary review of any existing insurance policies, assess your goals and objectives, then offer tax effective customized insurance-based solutions.

Estate Planning

We utilize our available network of Will and Estate Consultants to provide you with information on structuring your estate in an efficient and tax-effective manner. We can help with: structure of the will, effective use of trusts, insurance, and powers of attorney.

Network Services

Tap into our vast network of professionals, including:

  • Lawyers

  • Accountants

  • Business evaluators

  • Retail and commercial banking affiliates 

Tax Efficient Planning

Our active management approach means you pay less tax. We structure accounts to shelter tax on interest income. We match capital gains and losses to defer capital gains taxes. We use products and account structures so that the fees are tax deductible. We review your investment income with your work or pension income to lessen and defer tax.

Cash Management

For both business and personal accounts, we can help with:

  • US dollar conversions at great rates

  • Budgeting services

  • Cash short-term deposits at preferred rates