Your well-being—financial and otherwise—is our number one priority

When a former accountant and wellness-minded financial expert come together to run an investment firm, the result is comprehensive wealth management led by deep care and backed by astute financial decision-making. That is the story of Stéphane and Michelle Cloutier, who founded Cloutier Family Wealth in 2005, and have grown their team to a group of like-minded, people-oriented wealth professionals, who focus on one thing above all else: your well-being.

Your “financial doctors”

Compassionate, committed, and always on call—as your “financial doctors,” we make ourselves available when you need us most, and consistently strive to provide exceptional service and expert advice in any area you may need. With decades of combined financial experience, our multi-talented team is with you every step of your wealth journey. We believe in the values of honesty, accountability, integrity, and respect, and take great care in making sure that your financial plan is in line with your dreams for your future.

Stéphane Cloutier headshot. Stéphane Cloutier headshot.

Stéphane Cloutier

Senior Portfolio Manager & Wealth Advisor

Michelle Cloutier headshot. Michelle Cloutier headshot.

Michelle Cloutier

Associate Wealth & Investment Advisor

Juliana Battiston headshot. Juliana Battiston headshot.

Juliana Battiston

Associate Wealth Advisor

Carole Chenard headshot. Carole Chenard headshot.

Carole Chenard

Associate

Evan MacLean headshot. Evan MacLean headshot.

Evan MacLean

Associate

Denver Roney headshot. Denver Roney headshot.

Denver Roney

Administrative Assistant

Brittany Tymchuk headshot. Brittany Tymchuk headshot.

Brittany Tymchuk

Administrative Assistant

All-encompassing financial support

Together with our network of industry-leading specialists—spanning areas such as Will and estate planning, retirement planning, business owner planning, and more—we provide you with all-encompassing financial support.

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Our services

Taking care of you, your family, and your financial future

At Cloutier Family Wealth, your goals are at the forefront of everything we do. Through our in-depth discovery process, we devise a plan that addresses your personal and professional needs, piecing together all elements of your financial puzzle. By working closely with you, we can create a comprehensive, customized, and fully integrated wealth management plan that will deliver peace of mind to you and your loved ones.

Portfolio management

Focusing on achieving your short- and long-term goals while preserving your wealth, we create a portfolio customized to your needs, goals, and risk tolerance.

Retirement

Together, we’ll plan for your retirement years, and cover all areas of concern so you can move into and through this phase of your life with confidence and ease.

Will and estate services

With a team dedicated to Will and estate considerations, we take the time to make sure every “I” is dotted, and every “T” is crossed, so that your wishes are carried out and your family is taken care of after you’re gone.

Financial planning

Our in-depth and expertly devised financial plans cover all areas of your financial picture, aligning your current and future needs with continual and compassionate service.

Credit and lending services

Whether you or a family member are planning on investing in another property, purchasing a new car, or pursuing a path to further education, we can help you find a borrowing solution that is right for you.

Financial literacy programs

We take the time to deliver financial education to your children and grandchildren, providing them with the knowledge and resources to help them make well-informed financial decisions about their future.

Insurance planning

We put the necessary measures in place to ensure you and your family are protected in the event of an unexpected circumstance.

Legacy building

Be it through effective family wealth transfer or targeted charitable giving, we help you make the impact you want, today and into the future.

Tax planning

Our knowledgeable team uses tax-efficient strategies to protect and preserve your wealth.

Business planning

Owning a business comes with unique challenges and opportunities, so we lay out our business owner clients’ financial pictures with this in mind.

Focusing on achieving your short- and long-term goals while preserving your wealth, we create a portfolio customized to your needs, goals, and risk tolerance.

Together, we’ll plan for your retirement years, and cover all areas of concern so you can move into and through this phase of your life with confidence and ease.

With a team dedicated to Will and estate considerations, we take the time to make sure every “I” is dotted, and every “T” is crossed, so that your wishes are carried out and your family is taken care of after you’re gone.

Our in-depth and expertly devised financial plans cover all areas of your financial picture, aligning your current and future needs with continual and compassionate service.

Whether you or a family member are planning on investing in another property, purchasing a new car, or pursuing a path to further education, we can help you find a borrowing solution that is right for you.

We take the time to deliver financial education to your children and grandchildren, providing them with the knowledge and resources to help them make well-informed financial decisions about their future.

We put the necessary measures in place to ensure you and your family are protected in the event of an unexpected circumstance.

Be it through effective family wealth transfer or targeted charitable giving, we help you make the impact you want, today and into the future.

Our knowledgeable team uses tax-efficient strategies to protect and preserve your wealth.

Owning a business comes with unique challenges and opportunities, so we lay out our business owner clients’ financial pictures with this in mind.

Our community

Extending our care to our community

At Cloutier Family Wealth, we consider caretaking to be a pivotal part of our work. We are proud to extend that care beyond our clients to our broader community, supporting organizations and initiatives that give food to families, care to seniors, treatments to patients, and dreams to children.

Food security

As people who are fortunate enough to be able to put food on the tables in our own homes, we feel responsible for supporting those who cannot. That’s why we volunteer regularly with Meals on Wheels and make regular donations to the Sudbury Food Bank. We are also proud supporters of Club Richelieu’s annual holiday food and gift drive and help to deliver Christmas baskets to over 100 families each year.

Meals on Wheels logo. Sudbury Food Bank logo.

Palliative care

Palliative care is a longtime passion of Michelle Cloutier’s. We do our part to support organizations that provide quality care to our aging community. The Maison McCulloch Hospice is one organization we support through monetary donations, volunteer opportunities, and representation on various committees. Michelle is proud to have made an impact, doubling the capacity of the hospice during her 16 years as Director of the Board.

Maison McCulloch Hospice logo. logo

Women’s health

Initiatives that support women’s health and well-being are held close to Michelle Cloutier’s heart. For almost 20 years, Michelle has been an active member of the Luncheon of Hope committee, helping to organize the annual community event that has been instrumental in raising money for breast cancer care and research.

Luncheon of Hope logo.

Children’s health

The well-being of children is something our whole team cares about deeply. We are particularly proud to work with the Shine Foundation to inspire confidence and bring joy to children living with severe disabilities. Juliana Battiston has been an active and passionate member of this charity for almost a decade, organizing an annual Shine Foundation Comedy Event to raise funds to help fulfil children’s dreams. The Northeastern Ontario (NEO) Kids and Family Program is another organization that we are proud to support.

Shine Foundation logo. Northeastern Ontario (NEO) Kids and Family Program logo.

Mental health

Mental health is as important as physical health, and we are currently working with CAMH and the Health Sciences North hospital in Sudbury on a mental wellness program for youth and young adults in the community. The team has some initiatives in the works that aim to bring about positive change in this area of our community.

CAMH logo. Health Sciences North logo.

Youth sports

There are so many life lessons to be taken from sports, which is why our team encourages youth athletics through team sponsorships and programs that provide sports equipment to those less fortunate. By supporting local teams and increasing opportunities for kids to play, we can help create a more active and engaging community for our children.

Education

Knowledge is power, and it’s propelled each of us to our success. We are committed to bringing the same opportunity to others—locally and further afield—by funding bursaries to Collège Boréal, Cambrian College, and Laurentian University as well as the schooling of four nurses each year in Kenya.

Boréal logo. Cambrian College logo. Laurentian University logo.

As people who are fortunate enough to be able to put food on the tables in our own homes, we feel responsible for supporting those who cannot. That’s why we volunteer regularly with Meals on Wheels and make regular donations to the Sudbury Food Bank. We are also proud supporters of Club Richelieu’s annual holiday food and gift drive and help to deliver Christmas baskets to over 100 families each year.

Meals on Wheels logo. Sudbury Food Bank logo.

Palliative care is a longtime passion of Michelle Cloutier’s. We do our part to support organizations that provide quality care to our aging community. The Maison McCulloch Hospice is one organization we support through monetary donations, volunteer opportunities, and representation on various committees. Michelle is proud to have made an impact, doubling the capacity of the hospice during her 16 years as Director of the Board.

Maison McCulloch Hospice logo. logo

Initiatives that support women’s health and well-being are held close to Michelle Cloutier’s heart. For almost 20 years, Michelle has been an active member of the Luncheon of Hope committee, helping to organize the annual community event that has been instrumental in raising money for breast cancer care and research.

Luncheon of Hope logo.

The well-being of children is something our whole team cares about deeply. We are particularly proud to work with the Shine Foundation to inspire confidence and bring joy to children living with severe disabilities. Juliana Battiston has been an active and passionate member of this charity for almost a decade, organizing an annual Shine Foundation Comedy Event to raise funds to help fulfil children’s dreams. The Northeastern Ontario (NEO) Kids and Family Program is another organization that we are proud to support.

Shine Foundation logo. Northeastern Ontario (NEO) Kids and Family Program logo.

Mental health is as important as physical health, and we are currently working with CAMH and the Health Sciences North hospital in Sudbury on a mental wellness program for youth and young adults in the community. The team has some initiatives in the works that aim to bring about positive change in this area of our community.

CAMH logo. Health Sciences North logo.

There are so many life lessons to be taken from sports, which is why our team encourages youth athletics through team sponsorships and programs that provide sports equipment to those less fortunate. By supporting local teams and increasing opportunities for kids to play, we can help create a more active and engaging community for our children.

Knowledge is power, and it’s propelled each of us to our success. We are committed to bringing the same opportunity to others—locally and further afield—by funding bursaries to Collège Boréal, Cambrian College, and Laurentian University as well as the schooling of four nurses each year in Kenya.

Boréal logo. Cambrian College logo. Laurentian University logo.

Cloutier Family Wealth of RBC Dominion Securities

Financial caretaking backed by expert advice, from our family to yours

Email: cloutierfamilywealth@rbc.com

Phone: 705-523-3131

Cloutier Family Wealth.
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