Charles Cook, CIM

Vice-President & Portfolio Manager

905-546-5724

Charles has been with the company since 1999 and is committed to working with affluent families and business owners to provide clients access to the best advice and customized wealth management solutions to protect and enhance their wealth.
 
In 2003, Charles began as an Investment Advisor for RBC Dominion Securities after managing the Business Development for all Investment Advisors across Canada. Prior to Charles joining RBC Dominion Securities, he was a partner in a financial software company that had several major Canadian Banks and Investment Brokerage firms as clients. Charles graduated from the University of Western Ontario.
 
Charles is a proud board member of the Kids Health Links Foundation.
 
Charles lives in St. Catharines with his wife and two daughters, and enjoys golfing, skiing, boating and spending time with his family.

Jeff Gray, CFA

Associate Investment Advisor

905-546-5432 | Email me

Jeff works closely with Charles Cook to help clients maximize their wealth, reduce risk and ensure their financial plan is working efficiently. 

Born and raised in the small town of Carlisle, Ontario, Jeff began his career in the capital markets. As a Bachelor of Commerce graduate from McMaster University, Jeff joined the risk management department in the head office of one of Canada's largest banks. Jeff assumed a management role early and within two years was situated directly on the trading floor. Jeff led a team responsible for North American market risk oversight for all the bank's foreign exchange, commodity and institutional equity trading books. It was in this role that Jeff learned the essentials of portfolio composition and product risk. After successfully completing multiple courses from the Canadian Securities Institute, by 31 Jeff had obtained the professional designation Chartered Financial Analyst (CFA), the industry gold standard which distinguishes professionals with in-depth investment knowledge. By 35, Jeff was invited to join the elite Proprietary Trading department—a small team of six traders and portfolio managers responsible for investing on behalf of the bank. There, Jeff managed a large portfolio of positions on a long/short basis while continuing to assist the team in the management of market risk.
 
After achieving his goals in the capital markets, Jeff joined RBC Dominion Securities in 2013. He works closely with Charles, reviewing current market conditions and conducting capital market research to highlight future stock purchases and determine entry points. His vast knowledge and experience enables him to build and monitor model portfolios to align portfolios and control market risk, and actively trade portfolios as required to protect and take advantage of opportunities as they arise.
 

Karen Zochil

Associate Wealth Advisor

905-546-5865 | Email me

Karen began her career in the wealth planning industry over 15 years ago at a major bank. She holds credentials from the Canadian Securities Institute and is a graduate of Mohawk College in Ontario.
 
As part of our team, Karen is currently responsible for the wealth management needs of our clients, guiding them through the financial planning, estate planning and insurance review process. She liaises with our team of specialists to ensure trust, comfort and peace of mind is achieved as we continually work to build and strengthen client relationships. She also manages the marketing activities such as special events and seminars, as well as the daily supervision of administrative functions. Karen is also involved in our business development and new team initiatives, and works with advisors to build and implement strategies and wealth management solutions for our clients.  
 
Karen brings valuable experience to our team and always conducts herself professionally and with integrity. She has contributed to her community through charities such as The Heart and Stroke Foundation, the Canadian Cancer Society, Living Rock Ministries and is a member of the Catholic School Council. Karen is also passionate about children's needs and contributes to children's charities.
 
Karen lives with her husband and children in Stoney Creek. She enjoys reading, gardening, and being a hockey, soccer & dance mom in her spare time.
 

Rebecca Wilson

Associate

905-546-5105 | Email me

Becky plays a key role with the administration of our client requests and documentation, assisting with requests such as bank wires, transfers, withdrawals and contributions, helping us to maintain efficient and seamless service to our clients. Becky is a recent graduate of the University of Guelph with a Bachelor of Commerce degree in Management in Economics and Industry Finance and has completed the Canadian Securities Course.

Becky lives in Hamilton and enjoys soccer, reading and travel in her free time.

OUR EXTENDED WEALTH MANAGEMENT TEAM

Scott VanEngen, CPA, CA, CFP

Financial Planning Specialist 

Scott brings his 25 plus years of financial services experience to the clients he meets, including 18 years in public practice (six years as a Partner) with a local CA firm. He has worked with clients in the areas of tax, estate and business strategy including family business succession planning.

Prior to joining RBC Wealth Management Services, Scott provided services for four years to RBC clients as a Commercial Account Manager, focused on owner-managed business and agriculture clients, and four years as a Private Banker, assisting high net worth clients with personal banking, credit and financial planning needs.

Scott is member of the Chartered Professional Accountants of Canada, the Institute of Chartered Accountants of Ontario, and the Financial Planners Standard Council. He is a Canadian Association of Family Enterprises trained family business facilitator, a Family Business Advisor and graduate of the University of Guelph with an animal science and agriculture business degree. He is also a member of the Canadian Association of Farm Advisers and holds a CAFA designation, (Certified Agriculture Farm Advisor).

Scott will work with your advisors to prepare and present a comprehensive Compass Financial Plan specific to you.

Murray Shapiro, BA, LL.B., TEP

Vice President, Business Owner Specialist

As a Business Owner Specialist in High Net Worth Planning Services, Murray, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.

His expertise encompasses both domestic and international family circumstances, and covers planning applicable to many countries around the world. His guidance supports clients in their relationships with their external professional advisors, with whom he frequently interacts.
Before joining RBC’s Canadian Wealth Management Services team in 2008, Murray worked with RBC’s Global Private Banking group as the senior resource in their global trust business for over 13 years.

Prior to joining RBC, Murray practiced law for six years in the areas of estate and tax planning, as well as various areas of business law.
Murray was a Director of STEP Canada (Society of Trust & Estate Practitioners) from its inception until 2009, and has been a member of the International Tax Planning Association and the Canadian Tax Foundation over the years. He is an active writer, speaker and educator on wealth management topics, and has been a featured speaker at Estate Planning Councils, Law Society and STEP practitioner education conferences in Canada and abroad.

Suzanne Schultz, CPA, CA, CFP

Estate Planning Specialist

Suzanne’s focus is to protect and enhance family, business and multi-generational wealth. She is a trusted professional known for expert wealth management advice utilizing advanced, insurance-based tax and estate planning solutions.

Prior to her role at RBC, Suzanne built her career at a major accounting firm and a boutique tax and estate planning firm. She holds CPA, CA and CFP designations and has completed the CICA’s In-Depth Tax Course. She was featured as an expert on BNN and HGTV’s House Poor, and has contributed to the Globe and Mail, National Post and other publications. She is also co-author of 78 Tax Tips for Canadians for Dummies.

Suzanne uses her in-depth technical knowledge to carefully understand what can complicate your financial and family situations and collaborates with your other professionals to uncover where you might be exposed to excessive taxes and risk. This planning is essential for business owners, professionals, executives and those with charitable goals.

Comprehensive Insurance Planning

Working closely with us, Suzanne employs a comprehensive process to assess your wealth management needs and then recommends creative, tax-exempt insurance strategies to help address them. For more complicated situations, she works with our other professional advisors in the development of appropriate solutions.

Suzanne can focus on both personal and corporate insurance solutions to help increase your net worth, reduce the impact of taxation and secure your wealth through a variety of life insurance, annuity, and living benefits solutions. She can also assist you in structuring your insurance contracts to ensure your wealth is transferred to your heirs in accordance with your wishes. To help you receive high-quality, cost-effective insurance solutions, Suzanne evaluates various insurance offerings from Canada’s top-ranked insurance providers.

Shannon Row-Ewing, BA, LL.B.

Will & Estate Consultant 

Shannon worked in private practice for ten years before joining RBC in 2010. She specialized in the areas of Wills & estate planning, estate administration and real estate. Shannon graduated from the University of Guelph with a Honours B.A. and received her LLB from the University of Toronto in 1998. She is a Member of the Law Society of Upper Canada, the Canadian Bar Association Estates Section (Ontario) and the Oxford Law Society. Shannon lives in Woodstock, Ontario with her husband and three kids.

Complimentary Will & Estate Planning Consultation

In appreciation of your valued business relationship with us, your advisor is pleased to offer you a complimentary Will & Estate Planning consultation with Shannon, a Will & Estate Consultant.

Shannon works closely with your advisor to provide you with information on structuring your estate in an efficient and tax-effective manner. Following your meeting, Shannon will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.

John Wilkinson 

Mortgage Specialist
 
John has over 20 years of mortgage lending experience helping clients and their families throughout much of Ontario. Whether it’s for a Cottage, investment property or a custom build home, as a Mortgage Specialist John can not only provide the custom solutions you may need, but can also provide a flexible time and place to meet with his 24/7 availability. John attended Queen’s University and holds a degree in Economics, attended Centennial College for their Business Program and completed the Ivey Executive Program at Western University.
 
John’s hobbies include skiing where he is a member of The Georgian Peaks Ski Club, and Cycling where he is an active member and group leader within The Hamilton Cycling Club.

Click here to view our exclusive Wealth Management offer available to assist you with your mortgage needs.

Private Banking

Edita Orr, MBA, PFP

Private Banker

Edita brings 14 years of financial services experience to our team including tailored banking needs, flexible credit packages for sophisticated clients, personalized short and long-term lending solutions with a dedicated credit manager and administrative banking associate working closely with Edita to provide ongoing management of all your banking needs.  By working with a relatively small number of clients, Ms. Orr can ensure responsive service and a personalized, discreet approach to meeting clients’ sophisticated banking and credit needs.  

 

To schedule a complimentary meeting with any of our extended wealth management team members, such as Scott, Murray, Suzanne, Shannon, John or Edita, please contact Karen Zochil at 905-546-5865 or email at karen.zochil@rbc.com.