Wealth Management Process
We all move through the different life stages and our goals and needs change accordingly. Our team uses a four-step process to build your personal wealth management plan to get you through each stage and help you meet your goals and needs.
Step One - Learning About You and Your Needs
The first step is to determine your investment goals, within the context of your overall financial situation. We look at factors like your return objectives, income needs, time horizon and tolerance for risk.
Step Two - The Investment Policy Statement
With a thorough understanding of your financial circumstances, personal goals and profile as an investor, we are able to create your personalized Investment Policy Statement the guiding principles for how your investments will be managed.
Step Three - Building your portfolio
We determine an appropriate mix between stocks, bonds, and cash for your customized portfolio, working together with our firms investment strategists and research analysts.
Step Four - Monitoring and reviewing
We will monitor your portfolio and, from time to time, recommend changes to reflect current market conditions. We will also review your portfolio with you on a regular basis to ensure it continues to meet your needs.
Wealth Protection Planning
Helping you build and effectively manage your wealth and investments is just a part of the process. We also help you protect your wealth during your lifetime, preserve the value of your estate for your beneficiaries, and help you transfer your wealth to family members, a favourite charity or other beneficiary using tax-minimizing solutions.