Todd Higgins, MBA, CFA

Portfolio Manager

902-567-8509 | Email me

Todd joined the investment industry in 1999.  Since that time he has gained the trust and confidence of his clients by providing prudent Investment Counsel.  Todd is a graduate of both St. Francis Xavier University with a Bachelor of Business Administration and St. Mary's University with a Masters of Business Administration.  Committed to professional development, Todd received the Chartered Financial Analyst designation in 2001.
Before joining to RBC, Todd spent his career working for Scotia Cassels Investment Counsel and TD Private Investment Counsel.  During that time he managed investments on a discretionary basis for Private clients, Estates and Trusts, Institutions, Foundations and Charities.  This experience has allowed him to be recognized and licensed as a Portfolio Manager.
Todd is currently the Membership Chair for the Atlantic CFA Society.  In addition, Todd teaches senior level finance courses at University and has taught the Canadian Securities Course to new investment professionals.

Lisa Mercer


902-567-8526 | Email me

Lisa graduated from Cape Breton University with a Bachelor of Administration in 2012 and is working towards completing her Masters of Business Administration. She has successfully completed the Canadian Securities Course and the Conduct & Practices Handbook. Lisa also brings with her administrative and customer service experience from different industries. 

In addition to issuing wire transfers, cheque requests and opening accounts, Lisa handles all administrative requests for clients of Higgins Wealth Management at RBC Dominion Securities. Her attention to detail, strong administrative skills and professionalism make her an integral part of both the team and the RBC Dominion Securities name. 

She will be happy to help you with all the administrative needs of your account.

Mary Ellen Isenor, CPA, CA, CFP - Financial Planning Specialist

Mary received her Bachelor of Science from Dalhousie University in 1988 and her Bachelor of Commerce from Saint Mary's University in 1990.  She is a Chartered Accountant and has completed and tutored the Canadian Institute of Chartered Accountants' In-Depth Tax Course. 

 Prior to joining RBC in 2008, Mary was providing professional services to individuals and their owner-managed entities, specializing in tax planning.  During her career, Mary has been employed by two of the large public accounting firms where she advised on the tax consequences of mergers, reorganizations along with estate and trust planning.           

 Mary's role is to work with and support Todd in preparing and presenting comprehensive Compass Financial Plans for clients.



 In appreciation of your valued business relationship with us, Todd Higgins and RBC Dominion Securities are pleased to offer you comprehensive financial planning with Mary Ellen Isenor.  RBC Dominion Securities' comprehensive financial planning approach addresses your issues and concerns, and helps you to clarify your objectives.

 The analysis will provide specific recommendations focused on your particular needs, including cash flow, tax strategies, investments, retirement, insurance or estate planning, and will ultimately assist you in maximizing your situation and achieving your goals.  This personalized report should serve as a roadmap to help you make financial decisions in the future.

 To schedule a meeting with Mary Ellen Isenor, please contact Todd Higgins at 902-567-8509.              

Paul deJager, B.Sc., MBA, CFP, CLU, CHS - Estate Planning Specialist
 Paul can help you protect the wealth you have worked to build through innovative insurance-based strategies that minimize the impact of taxes on your estate. Paul has been employed in the financial services industry since 1998, and has extensive experience working with a number of Canada's largest insurance companies. He is a Certified Financial Planner (CFP), Chartered Life Underwriter (CLU) and holds the Certified Health Specialist (CHS) designation.
Sharon Avery,  LL.B. - Will & Estate Consultant
Sharon earned her Bachelor of Laws degree from Dalhousie Law School in 2006, a Bachelor of Public Relations degree from Mount Saint Vincent University (1996) and a diploma in Community Services (1986).

Before pursuing her law degree, Sharon spent over ten years in senior roles within the not-for-profit sector in the Atlantic Region managing corporate partnerships, community and individual donor relationships and media relations.

Sharon was in private practice with a large regional firm, and practiced in the areas of medical defence, health law, estate litigation, Wills, estates, and trusts prior to joining RBC Dominion Securities.

Sharon is a member of the Canadian Bar Association and the Halifax Estate Planning Council. She currently serves on the Board of Governors of Mount Saint Vincent University and on the Canadian Bar Associations National Standing Committee for Equality. Sharon has volunteered with numerous charity and community organizations over the years. She chaired Mount Saint Vincents Project 2012 capital campaign Business and Tourism Committee and has served on Boards for many charities including Dalhousie Legal Aid Clinic, Spina Bifida Association and Crime Stoppers Nova Scotia.

Sharons role is to work with and support your advisor by providing you with information on structuring your estate in an efficient and tax-effective manner.

Complimentary Will & Estate Planning Consultation

In appreciation of your valued business relationship with us, your advisor is pleased to offer you a complimentary Will & Estate Planning consultation with Sharon, a Will & Estate Consultant.

Sharon works closely with your advisor to provide you with information on structuring your estate in an efficient and tax-effective manner. Following your meeting, Sharon will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.

To schedule a meeting with Sharon Avery, please contact Todd Higgins at 902-567-8509