Colin Ardill, FEA
Vice-President & Estate Planning Specialist, RBC Wealth Management Financial Services Inc.
You’re the biggest beneficiary.
Colin Ardill stays humble. Even so, he’s not shy about being a man on a mission: to overturn 150 years of misunderstanding about life insurance, one day at a time.
Most Canadians see only one dimension to life insurance: that it’s of no use to the living. But Colin sees it in three dimensions. There is the death benefit that everyone can see – but life insurance also provides tax-exempt growth, and it allows the holder to spend more money in retirement than they otherwise could. Says Colin: “The person buying the policy is going to be the biggest beneficiary.”
Colin has been in the estate planning business for over 15 years. His core purpose – the heart of everything he does – is to leave everyone he meets better off.
Shannon worked in private practice for ten years before joining RBC in 2010.
She specialized in the areas of Wills & estate planning, estate administration and real estate. Shannon graduated from the University of Guelph with a Honours B.A. and received her LL.B. from the University of Toronto in 1998. She is a Member of the Law Society of Ontario.
Shannon lives in Woodstock, Ontario with her husband and three kids.
Scott brings his 33 plus years of financial services experience to the clients he meets, including 18 years in public practice (six years as a Partner) with a local CA firm. He has worked with clients in the areas of tax, estate and business strategy including family business succession planning.
Prior to joining RBC Family Office Services, Scott provided services for four years to RBC clients as a Commercial Account Manager, focused on owner- managed business and agriculture clients, and four years as a Private Banker, assisting high net worth clients with personal banking, credit and financial planning needs.
Scott is member of the Chartered Professional Accountants of Canada, the Institute of Chartered Accountants of Ontario, and the Financial Planners Standard Council. He is a Canadian Association of Family Enterprises trained family business facilitator, a Family Business Advisor and graduate of the University of Guelph with an animal science and agriculture business degree. He is also a member of the Canadian Association of Farm Advisers and holds a CAFA designation, (Certified Agriculture Farm Advisor).
Scott will work with your advisors to prepare and present a comprehensive Compass Financial Plan specific to you.
As a Premier Banking Advisor for Central Ontario, Cindy Reynolds works as a single point of contact providing banking and credit solutions for select clients of Wealth Management and their families. Partnering with Investment Advisors and Investment Counsellors across Central Ontario, she provides personalized service and tailored advice to help clients efficiently and effectively manage their day to day banking needs.
With over 30 years of experience in the financial services industry, Cindy has become a respected member of the banking community. Prior to her role, she worked as a Banking Advisor at a branch. There she developed a dedicated approach to advice, simplifying clients' financial matters and exceeding their needs.
Cindy was born in Toronto and has a deep passion for educating her clients on the importance of financial health. In addition, Cindy loves being married for almost 31 years and having two daughters. Along with her Investment Funds in Canada certification, Cindy also holds a Bachelor Degree in Social Development Studies, with a major in business from the University of Waterloo. Cindy's hobbies are watching sports, reading and volunteering to help raise funds for a local animal rescue organization in the City where Cindy Lives.