Stéphane Côté
Financial Security Advisor, RBC Wealth Management Financial Services Inc.
Stéphane began his career in the financial services industry in 1997 as a Financial Security Advisor. Intent on helping his peers succeed, he was promoted to a management role in 1999. Over the years, he has taken on ever-increasing responsibilities. Specializing in estate planning solutions, Stéphane is proficient at proposing and implementing innovative and effective tax solutions in response to a variety of wealth management needs. He designs personalized, insurance-based solutions, both for individuals and corporations, to help increase their net value, reduce the tax burden and protect wealth by relying on insurance solutions including life, living benefits and life annuity products. Stéphane is also able to assist you in setting up your policies to ensure that your wealth is transferred to your heirs according to your wishes.
Nelly Hermitte, M.Law, F.Pl.
Financial Planning Specialist, RBC Family Office Services
Nelly holds a Master’s of Business Law from Université Paris 1 (Panthéon- Sorbonne), and a D.E.S.S. in International Business Law from Université Paris Descartes.She received her financial planner designation from the Institut québécois de planification financière (IQPF) in 2004.
Nelly has over 15 years of experience as a financial planner. Before joining RBC, Nelly worked with financial advisors’ clients to optimize their financial position and wealth by creating strategic action plans customized to their needs.
Joseph Di Niro, LL.B, D.D.N.
Will & Estate Consultant, RBC Family Office Services
Prior to joining RBC Wealth Management, Joseph Di Niro began his career as a Notary in private practice at a notarial firm in Montreal. During this period, Joseph developed an expertise in Will and estate planning and also acquired specialized knowledge in estate settlements and non-contentious matters. To further his knowledge in the field of taxation, Joseph later joined a multinational accounting organization, where he specialized in tax planning for individual and corporate clients.
Member of the Board of Notaries of the Province of Quebec (Chambre des Notaires du Québec) since 2010, Joseph obtained his Notarial Law Degree(D.D.N.) from Université de Montréal in 2009, after having obtained his Bachelor of Law LL.B.) from the Université de Québec à Montréal (UQAM) in 2007. Joseph is currently pursuing a Master’s Degree in Taxation from the University of Sherbrooke.
Glaphyra Elodie Révolus
Conseillère, Banque privée Première RBC, RBC Banque Royale
En sa qualité de Conseillère, Banque Privée Première, dans les marchés de Québec, Beauce et Chicoutimi, Glaphyra Elodie Révolus agit en tant que point de contact unique auprès de la clientèle de RBC Gestion de patrimoine - Canada ainsi que de leur famille pour leur offrir des solutions bancaires et de crédit personnelles. En collaboration avec les Conseillers en placement, elle offre des services et des conseils personnalisés aux clients afin de leur faire économiser du temps et répondre efficacement à leurs besoins bancaires courants.
Avec plus de cinq années d'expérience en matière d'offre exceptionnelle de service à la clientèle et trois années d'expérience dans le secteur des services-conseil en solutions bancaires au sein de RBC, Glaphyra croit en l'importance de l'approfondissement des relations avec les clients, tout en répondant à leurs besoins immédiats et en explorant d'autres opportunités judicieuses pour une prestation de service conseil supérieure.
Déterminée à avoir un impact positif sur sa collectivité, Glaphyra s'est impliquée avec enthousiasme dans les causes au sein de RBC, notamment la campagne Centraide, ainsi qu'au sein de sa collectivité en étant membre de la Fondation Haïti Partage.
Glaphyra est née et a grandi en Haïti et a déménagé avec toute sa famille au Canada au début de son adolescence. Elle a su garder un amour pour sa patrie d'où sa passion pour la musique haïtienne et antillaise. Glaphyra a un intérêt poussé pour la découverte de cultures étrangères à travers la lecture de livres historiques écrits par des auteurs étrangers. Elle aime aussi pratiquer le volleyball et surtout le badminton et tente d'approfondir ses compétences dans ces activités sportives.
As a Private Banker with RBC Wealth Management, Private Banking, Catherine Simard provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families in Quebec.
Ms. Simard works closely with her clients to provide seamless, unparalleled banking and financial solutions for their often-complex banking and credit needs. As needed, she may partner with specialists in tax, estate and investment planning from across RBC to provide a complete range investment management, estate planning and philanthropic strategies, domestic and international trust services.
Ms. Simard brings 19 years of financial services experience to her role, including 17 years with RBC. She began her RBC career as an account manager specializing in investments before pursuing her career as a financial planner, in which she worked closely with clients on the West Island of Montreal to comprehensively address their financial affairs. After moving to Toronto, she spent seven years in RBC roles including managing a financial planning team and as regional manager for RBC Global Asset Management.
Ms. Simard holds a Bachelor of Business Administration degree, specializing in accounting, from HEC Montréal, and a certificate in financial planning from the Université de Laval. She has also earned her diploma in financial planning from Institut québécois de planification financière (IQPF). All told, her credentials give her current perspective and insight to recommend the more appropriate planning and wealth management solutions for her high-net-worth clients.
Originally from Charlevoix in Quebec, Ms. Simard now calls Quebec City home. She is fluent in English and French.