Our Process
1. We meet with you. What is important to you? What do you worry about? What works well for you? How does your current investment plan match your aspirations? We get to know you and your situation, and our discussions are the starting point for everything that follows.
2. We thoroughly assess your current financial situation. We compare this to your goals and objectives identified in our meeting, and we address any inconsistencies with a detailed plan of action.
3. We create an Investment Policy Statement (IPS) and a Financial Plan. Think of the Financial Plan as your roadmap, a document that will provide the framework for evaluating your progress toward your defined goals every step along the way. The IPS sets out guidelines, objectives and risk profile for you, and translates this information into an investment plan to ensure consistency and coherence of the management of your assets. Thus, the Financial Plan gives us a destination, and the IPS the directions to get there.
4. We provide the benefit of discretionary wealth management. You have a life to live with all sorts of demands upon your time. Our professional portfolio management gives you the benefit of bespoke portfolio creation and monitoring and ensures that if a significant market event occurs, any necessary changes to your accounts are handled in a timely and efficient manner. We continue to meet with you regularly – as often or as little as you prefer – and you will always be contacted to discuss market events.
5. We introduce you to our team of experts. Depending upon what we uncover, we will arrange for you to sit with our insurance specialists, estate and trust professionals, tax advisors, or philanthropic experts. We integrate their recommendations into our overall asset management plan to ensure all facets of your wealth planning work cohesively.
6. We regularly review your progress. This proactive approach will ensure we are continuing to move in the right direction.
