Our RBC Partners

Richard has a Master in Business Administration (MBA) and a bachelor degree in Civil Law (LL.B.) from University of Sherbrooke as well as a bachelor degree in Common Law (Juris Doctor) from Queen’s University in Kingston. He is a Certified International Wealth Manager (CIWM), a Fellow of the Canadian Securities Institute (FCSI), a Canadian Investment Manager (CIM), a Certified Financial Planner Professional (CFP) from the Financial Planner Standard Council and a Financial Planner from the “Institut Québécois de Planification Financière” (F.Pl.).

Before joining RBC Family Office Services in 2015, Richard worked in the securities industry with Canadian and American brokerage firms and with the Montreal Exchange, where he worked as a Trader, Banker, Financial Advisor, Private Advisor and Financial Planner. He also spent three years in a Montreal based law firm specialized in business law.

Richard’s role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans for clients.

As an Estate Planning Specialist, Daniel Duchesne gives advisors and their clients something they weren’t expecting. A different discussion about life insurance – one in which they are completely comfortable.

As Daniel puts it, “So many clients say: ‘Why has no one had this discussion with me before?’ The image they had of life insurance is transformed. They say, ‘Wow – I didn’t know insurance could do that.’”

Daniel has an innate ability to put those around him at ease – by simplifying complex matters. His goal is to have two happy clients, the advisor and their client.

Everything he and his team do is for one single reason – to help clients preserve and enhance personal and corporate wealth. They are always asking themselves: “If the client was our parent, would we recommend the same thing?”

Prior to joining RBC Wealth Management, Michael Neudorf specialized in personal, estate and corporate planning for clients in a national law firm. In particular, Michael focused on providing tailor-made service to clients by assisting them in navigating through personal and legal issues in the most tax-efficient manner.

Michael obtained his Bachelor of Law (LL.B) in 2015 from the University of Montreal and was called to the Barreau du Quebec in 2016. Michael also holds a BA from McGill University in Political Science and History.

Michael is an active member of the Canadian Tax Foundation, the Association de planification fiscale et financière, the International Fiscal Association and the Canadian Bar Association.

As the Will and Estate Advisor for the Quebec region, Sabrina Silvano provides estate settlement strategies and solutions for clients and their families.

Sabrina works collaboratively with clients, their families and their trusted professionals in order to develop personalized multi-generational estate plans incorporating wills, testamentary and inter vivos trusts, and Protection Mandates. Through this process, she helps families ensure the protection of their patrimony and facilitates its smooth transfer to the next generation.

Sabrina is a highly leveraged resource to the Quebec region team providing insights and advice related to the ever changing laws on estate and trust structures. Her technical expertise complements her skill in managing the complexities of family dynamics. She brings a compassionate, expert perspective that is welcomed by families who may be struggling with the difficult decisions that often accompany estate planning, whether it’s protecting an heir with a disability, providing for children from a previous union, minimizing family conflict or dealing with beneficiaries or assets that are situated outside of Canada.

Fully bilingual, Sabrina holds a Bachelor of Laws (LL.B.) and a Juris Doctor (J.D.) in North American Common Law from the University of Montreal and is a member of the Quebec Bar and gained her TEP designation in 2018.

As a Premier Banking Advisor covering the Montreal Downtown, Uptown, McGill College, Laval and Pointe-Claire markets, Kareem works as a single point of contact, providing banking and credit solutions to RBC Wealth Management clients and their families.

Partnering with DS Investment Advisors and partners across the multiple regions he covers, he provides personalized service and tailored advice to help clients effectively manage their banking needs.

With over 10 years of experience in financial services, Kareem has quickly become a respected member of the banking community in which he works.
In the last 5 years Kareem has held various key positions within the network of RBC branches and Private Banking including that of Expert Banking Advisor. He has demonstrated leadership skills amongst his peers and the ability to provide excellent advice and customer service.

Born and raised in Beirut, Lebanon, Kareem studied Molecular & Cellular Biology and worked in international medical equipment sales before entering the financial industry. He holds a Certificate in Business Management from HEC Montreal and a certificate in Personal Finance from the Canadian Securities Institute. He is fluent in 3 languages (French, English and Arabic)

Kareem resides in the Montreal area, he enjoys keeping up to date on all matters within the financial industry, skiing and has a great passion for cooking.

En sa qualité de Conseillère Banque privée Première auprès de RBC Gestion de patrimoine, Meryem Ben Moussa offre un service et des conseils personnalisés pour aider les clients fortunés à combler efficacement leurs besoins bancaires courants. Agissant comme point de contact unique, Mme Ben Moussa collabore avec des spécialistes de RBC pour offrir une gamme complète de services complémentaires visant à appuyer l'atteinte des objectifs à court et à long terme pour nos clients de Gestion de patrimoine. Mme Ben Moussa compte plus de vingt ans d'expérience à RBC dans le domaine financier. Elle a occupé différents rôles au sein des services bancaires personnels, notamment en tant que Directrice de comptes, avant de rejoindre l'équipe de RBC Banque privée. En tant que premier point de contact, Meryem s'engage à fournir le plus haut niveau de service aux clients. Elle s'efforce de répondre efficacement aux besoins des clients et se réjouit d'apporter la touche personnalisée dont elle est très fière. Née à Casablanca, au Maroc, Meryem et son conjoint, Terry, résident à Laval. Ils sont les fiers parents de deux enfants, Adam et Sofia, et sont très impliqués dans leurs activités parascolaires. Ensemble, ils aiment voyager, découvrir de nouvelles destinations et déguster de bons repas. Meryem pratique le yoga chaud deux à trois fois par semaine pour se garder en forme. Elle s'implique activement depuis plusieurs années auprès de la Fondation Opération Père Noël, afin d'offrir aux enfants défavorisés le privilège d'avoir des cadeaux de Noël.

As a Private Banker, François Demers provides comprehensive wealth management and financing strategies to business owners, executives, professionals and their families, in the regions of Laval and Montreal.

Mr. Demers has worked at RBC since 1999. Prior to Private Banking, he provided clients with investment and financial advice and solutions as a financial planner at RBC Royal Bank. In 2016, Mr. Demers received a Leo award from RBC in recognition of his dedication to his clients.

As a relationship manager, Mr. Demers' focus is on determining and meeting the evolving financial needs of his clients and their families. With expertise in business, finance and financial planning, he is able to offer a broad range of advice to his clients and simplify their often complex financial requirements. Mr. Demers and his private banking team cooperate with partners across RBC to establish a relationship of trust and respect, while maintaining absolute discretion in the handling of sensitive and confidential information.

Mr. Demers is able to tailor a broad range of private banking solutions to each of his customers' unique needs, including complex banking solutions, long and short-term wealth management plans and credit solutions. Through his partners at RBC, he can also offer commercial services, estate planning, and national and international trust services.

Born and raised in Quebec, Mr. Demers holds a Bachelor of Business Administration in Finance from the University of Laval in Quebec. He is a member of the Institut Québécois de Planification Financière (IQPF). His hobbies include golf and hockey, and he is a volunteer coach for his sons' hockey teams.