In 1998, after a career in the Royal Canadian Air Force, I began my career in financial services. My university education, specialized in international trade and monetary economics, reflecting my enjoyment of the ever-changing financial environment. Continuing education has always been important to me, and I have achieved the Certified Financial Planner (CFP) and Canadian Investment Manager (CIM) designations.
The military life provided much enjoyment. We was able to meet many people and explore Canada from coast to coast. I was raised in the Caledon Hills, and that's where my wife and I decided to settle when I left the military. We have since been blessed with two children.
I have a strong belief in people, democracy and capitalism. People don't accumulate money for the sake of a large portfolio or bank account. We relate money to life by visualizing what goods and services we can purchase with it. Most of us have specific plans and goals for our wealth. My clients are at the centre of my practice; helping them clarify their life goals is key in establishing a financial plan.
Inflation and taxation are enormous threats to wealth. Purchasing power (what one can buy with money) needs to be be preserved. After-tax net-worth is a yardstick by which progress along your financial plan is measured. By reducing excessive costs (tax, fees, interest, volatility, etc) and protecting your wealth from the constant erosion of inflation, your goals will be achieved in a comfortable manner.
I look forward to meeting you and introducing the wealth of options at RBC Dominion Securities.
