Behind the Numbers Blog

As most of our clients know, we have long been believers in the Generational Cycles theory. This theory suggests that the S&P 500 follows an alternating trend of Secular Bull Markets and Secular Bear Markets, lasting 16-18 years each, which are broadly...

Discover distinct saving approaches lead to vastly distinct financial outcomes, and learn how automation and professional guidance can help you overcome challenges and assist you in achieving your financial goals.

Unlock the power of AI and human advice in finance, and discover how AI transforms investing while human advisors remain crucial in managing emotions and behavioral biases. Click to explore this promising synergy!

The intersection of technology and healthcare, and the biotech revolution, are being fueled by an aging population, soaring demand, and cutting-edge advancements. Click to read about the generational investment opportunity offered by this mega-trend.

Discover the FHSA, designed to enhance the journey towards homeownership. Enjoy tax advantages, tax-free withdrawals, and the potential to grow FHSA savings to over $100,000. Click to learn more about this excellent new program.

Gear up for 2023 as we unveil predictions, many of which challenge the consensus. Discover investment opportunities from resilient earnings, shifting leadership, and even explore the possibility of deflation. Read on for more insights!

Become a better investor by overcoming behavioral biases. Discover common investing pitfalls such as loss aversion and overconfidence; and gain insight from real-life examples to better navigate market emotions for better outcomes.

Discover why bonds haven't offered their expected protection in recent months, and learn about their still vital role for balanced portfolios. Gain insights on bonds, interest rates, and inflation, to make informed decisions.

Discover the advantages of IPPs for business owners. These plans enjoy higher contribution limits, tax benefits, catch-up deposits, and growth potential. Learn how to set up an IPP tailored to your needs, and maximize your retirement benefits.