Anthony brings over ten years of extensive banking and lending experience to RBC Private Banking. As your Private Banker, Anthony's main purpose will be to enhance your banking experience, delivering discreet and personalized financial counsel. Anthony will bring speed, efficiency and knowledge to your requests and needs.
As a trusted financial advisor, Anthony works closely with his clients to build customized advice and wealth management solutions that cover estate and succession planning, credit, cash management and sophisticated, convenient day-to-day banking offerings. Anthony also partners with top experts from across RBC to bring his clients an unparalleled range of innovative product solutions and services. When necessary, Anthony will work with his clients' other professional advisors to deliver comprehensive, integrated financial solutions.
Having spent most of his life in Montreal, Anthony is perfectly bilingual, fluent in both English and French. Anthony started his banking career while completing his Bachelors of Commerce degree in Finance from Concordia's John Molson School of Business. From there, he climbed the ladder of retail banking, starting as a Customer Service Representative all the way through to Branch Manager. During this time, Anthony decided to deepen his business acumen and successfully completed his Executive MBA from Concordia University. Anthony's personal interests include hockey (playing and watching) and understanding the complex maze of airline reward programs.
As a Premier Banking Advisor for the greater Toronto area, Claudia Diaz works as a single point of contact providing banking and credit solutions for select clients of Dominion Securities and their families. Partnering with Investment Advisors across the region, she provides personalized service and tailored advice to help clients save time and effectively manage their day-to-day banking and credit solutions.
With 15 years of experience in the financial industry with Royal Bank of Canada, Claudia is well respected by both her clients and peers alike. Prior to her current role Claudia was a Financial Advisor, Banking Advisor, as well as an Operational support role at RBC. Clients appreciate Claudia’s extensive experience as a banking and advisory professional and her commitment to efficiently meeting their needs and simplifying their financial affairs.
Committed to giving back to her community, as part of RBC’s community events Claudia has volunteer for the Aga Khan Museum, Evergreen Brickworks and the Daily Bread Food Bank. In addition, she is very passionate in helping the less fortunate here at home as well as in other countries.
Born in El Salvador, Claudia moved to Canada in 1993 and lives in Toronto with her husband, three children and grandson. In her spare time, Claudia loves spending time with her family and friends who inspire and motivate her life.
Zain is a Chartered Professional Accountant (CPA) and Certified Financial Planner (CFP). He has completed the Chartered Professional Accountants of Canada’s In-Depth Tax Course and holds an Honours Bachelor of Commerce degree from the Smith School of Business at Queen’s University (major in Accounting). In his previous role as a Senior Tax Manager at one of the global major accounting firms, Zain specialized in providing tax planning and compliance services to high net worth individuals, private businesses, estates, trusts and partnerships.
Specialized financial planning
At RBC, we recognize that with greater financial resources, comes greater financial complexity. To help you properly coordinate your financial matters and optimize the unique opportunities available to you, we are pleased to offer you our highest level of financial planning. Personally prepared by Zain, a Financial Planning Specialist, your comprehensive Financial Plan will provide recommendations specific to your situation. Your plan will consider strategies to maximize your cash flow, reduce taxes, ensure your retirement lifestyle, protect your financial security, transfer wealth to your next generation taxefficiently and make the most of your philanthropic legacy. In appreciation of your business, your advisor is pleased to offer this service to you on a complimentary basis.
Joel Cuperfain, AVA, B.A., LL. B., LL. M., TEP
Vice-président et spécialist en planification successorale, Services Financiers RBC Gestion de patrimoine inc.
Un ancien avocat fiscaliste comptant plus de 25 ans d’expérience dans l’industrie de l’assurance, Joel est en mesure d’apporter un point de vue unique aux besoins de planification successorale de ses clients. Joel travaillera en étroite collaboration avec vous et votre équipe de conseillers professionnels afin de développer et de mettre en place des stratégies avantageuses au plan fiscal qui vous permettront de réaliser vos objectifs en gestion de patrimoine.
Joel a obtenu son B.A. (Économie) de l’Université Brandeis, son baccalauréat en droit civil (LL.B) de l’Université de Toronto et sa maîtrise en droit fiscal (LL.M) de la Osgoode Hall Law School. Il détient aussi le titre professionnel d’assureur-vie agréé (AVA) et est membre de la Society of Trust and Estate Practitioners (TEP). Joel est un conférencier invité recherché par les conférences sectorielles et professionnelles. Ses articles ont été publiés dans de nombreuses publications dont la Revue fiscale canadienne et le Canadian Business Law Journal. Il est aussi le coéditeur fondateur d’un texte qui fait autorité en la matière sur la planification fiscale avec de l’assurance-vie, soit Canadian Taxation of Life Insurance.
As a Senior Trust Advisor, Karen Snowdon-Steacy is responsible for managing a complex book of accounts, and services clients throughout the Greater Toronto Area. Karen works with individuals, families and businesses to provide customized estate, trust and incapacity solutions. Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a Power of Attorney, Karen can help. Karen also has expertise and experience in advising on Philanthropic and Charitable Giving strategies for clients who wish to leave a lasting legacy.
A graduate of Victoria University at the University of Toronto specializing in history and political science, Karen has continued to deepen her knowledge and expertise with key industry designations such as Trust and Estate Practitioner (TEP). Karen is a full member of STEP.
With 25 years of experience, Karen is well known within the local Estate and Trust industry and delivers well-balanced advice by staying abreast of product, industry, investment, tax and legislative developments. With a career focused on building client relationships, she is dedicated to providing assistance in the preservation, management and transfer of wealth between generations by providing solutions to implement clients’ estate, trust and philanthropic plans.
Kelly received her law degree from the University of Western Ontario in 1993 and was called to the bar in 1995.
She practised in the areas of litigation, family law and estate planning at a law firm until joining a major trust company in 1996, where she worked in a variety of roles involving estate administration and planning. Kelly joined RBC Dominion Securities in 2003.
Kelly received her Certified Financial Planning (CFP) designation in 1998 and is a member of the Society of Trust and Estate Practitioners (STEP) as well as the Law Society of Upper Canada. She has completed Parts I and II of the CICA in-depth tax course.
Kelly’s significant practical experience in the estate planning and administration field, coupled with her financial planning expertise, allows her to offer guidance on both the tax and personal implications of your estate plan.