In an ever-increasingly complex and challenging world, successful individuals like you and families like yours need the right team of experts to support their financial journey. Led by your Investment Advisor, your team should have the skills and expertise, along with the right mix of experience, to deliver the advice and solutions you need to achieve the things that matter to you. Welcome to your RBC Dominion Securities “A-Team”!
It takes “a”…“team”
Anyone who grew up in and/or watched North American TV during the 1980s is likely to have seen or been aware of a popular action series called “The A-Team”. The program ran from 1983 to 1986, and featured a band of ex-soldiers (one of whom was played by Mr. T – and if you know who he is, you likely know the “The A-Team”) who worked together to achieve a mission or overcome a challenge in each episode. Mostly just silly fun (it was the ‘80s, after all), the show worked because it brought together a team of individuals who each had unique skills and capabilities, and who in turn used those abilities to solve problems and achieve their clients’ goals in often ingenious (and sometimes fiery) ways.
Team leader: Your Investment Advisor
The A-Team was led by Lt. Col. John “Hannibal” Smith, a smart, savvy, and suave team leader (played by George Peppard) who always seemed to have the right plan for any challenge. He also had an uncanny ability to know what expertise and capabilities to draw on from each of his team members to achieve the mission and get the job done.
RBC Dominion Securities (RBC DS), your Investment Advisor is your A-Team “Hannibal”, the anchor of your relationship with RBC DS, who works in your best interests to ensure that you have a wealth plan and the right portfolio to help you and your family achieve your goals. They are your key point of contact who utilize their capabilities, expertise, and knowledge to help guide you to long-term financial success. Their financial and investment planning accreditations demonstrate their planning and portfolio management knowledge and expertise, which they leverage to deliver tailored advice and solutions for you.
Your “A-Team”: RBC Family Office Services
Your Investment Advisor also works to ensure you have a personalized wealth plan to help you in achieving your goals through all stages of your life. Your wealth plan will evolve and change over time as your life and needs evolve and change too.
Along their financial journey, accomplished individuals and wealth builders like you may encounter unique circumstances and opportunities that require specific and specialized planning. This is where the RBC Family Office Services (RBC FOS) team comes into play. Working alongside your advisor, think of them as your “A-Team.” When and where it makes sense for your situation, your advisor can bring the team in to meet with you, understand your goals and needs, and provide guidance and planning options that fit with your life and your objectives. The RBC FOS team specializes in a range of focus areas, including:
- Financial planning – Specialists in the team can help you develop a comprehensive financial plan to achieve your goals and map out personalized projections to assist you with financial decision making in your life.
- Tax planning – Taking the time to understand your overall situation, the team can recommend strategies to help you reduce your family’s tax burden, which may include approaches such as family trusts, holding companies and insurance.
- Will and estate planning – Reviewing your current Will and understanding your family situation and estate goals, the team helps you plan for tomorrow, today. They can provide Will and estate planning recommendations that align with your wishes, whether it’s protecting your estate, effectively transferring wealth or leaving a lasting legacy.
- Business succession planning – Specialists within the team can determine strategies to help you effectively transition from your business in a tax-effective manner. They can also help to ensure all aspects of your succession plans are in place, providing recommendations if any elements are missing.
- Retirement planning – The team can help you determine strategies and techniques to meet your retirement income goals, including options that focus on your after-tax retirement income.
- Charitable giving – The RBC FOS team will learn about your charitable goals and can help you determine which charitable giving strategies are most suitable for your intentions and that fit with your overall plans. They can provide support in developing a structured approach to your giving, during your lifetime or as part of wealth transfer and estate planning.
- Insurance – The team can assist you in analyzing the need for insurance to provide for your loved ones in the event of a disability, illness or death, while also recommending insurance solutions to help minimize tax, maximize your estate, increase retirement income, or create a legacy.
- And more – Working with you and your advisor, the team can also provide personalized guidance and integrated planning in other areas, including education savings, financial education, U.S. tax and estate considerations, holding companies, and business owner planning.
Along with the RBC FOS team, as a client you can access and benefit from the skills of our: RBC Private Banking team to ensure you have all the bases covered with your banking and borrowing needs; RBC Royal Trust experts who can help individuals, families and businesses with valuable estate, trust and incapacity services; asset management teams of RBC Wealth Management to help grow your wealth; and, national and international banking colleagues within RBC Royal Bank to access local and/or global business opportunities.
Mission ready when and how you need us
The A-Team’s Lt. Col. “Hannibal” Smith was fond of saying “I love it when a plan comes together!,” usually after the team had pulled off another spectacular mission. At RBC DS, you and your advisor work together to make sure that your plan meets your unique needs in the smartest, most efficient, and cost-effective way possible. Leveraging your “A-Team” can help ensure you do, smoothing the path of your financial journey.
to your advisor about what’s important to you and any of the unique challenges that you may need to overcome - and let us help you by deploying a team of experts to achieve your wealth building mission.
This document has been prepared for use by the RBC Wealth Management member companies, RBC Dominion Securities Inc. (RBC DS)*, RBC Phillips, Hager & North Investment Counsel Inc. (RBC PH&N IC), RBC Wealth Management Financial Services Inc. (RBC WMFS), Royal Trust Corporation of Canada and The Royal Trust Company (collectively, the “Companies”) and their affiliates, RBC Direct Investing Inc. (RBC DI)* and Royal Mutual Funds Inc. (RMFI). "RBC advisor" refers to Private Bankers who are employees of Royal Bank of Canada and mutual fund representatives of RMFI, Investment Counsellors who are employees of RBC PH&N IC, Senior Trust Advisors and Trust Officers who are employees of The Royal Trust Company or Royal Trust Corporation of Canada, or Investment Advisors who are employees of RBC DS. In Quebec, financial planning services are provided by RMFI or RBC WMFS and each is licensed as a financial services firm in that province. In the rest of Canada, financial planning services are available through RMFI or RBC DS. Estate and trust services are provided by Royal Trust Corporation of Canada and The Royal Trust Company. Insurance products are offered through RBC Wealth Management Financial Services Inc., a subsidiary of RBC Dominion Securities Inc.* RBC WMFS is licensed as a financial services firm in the province of Quebec. *Member – Canadian Investor Protection Fund. Each of the Companies and the Royal Bank of Canada are separate corporate entities which are affiliated. The information provided in this document are not intended as, nor do they constitute, tax or legal advice. The information provided should only be used in conjunction with a discussion with a qualified legal, tax or other professional advisor when planning to implement a strategy. ® / TM Trademark(s) Registered trademarks of Royal Bank of Canada. Used under licence. © Royal Bank of Canada 2026. All rights reserved.