Our Partners

As a Senior Trust Advisor, Susan Macdonald serves clients throughout Western Ontario and is located in the Hamilton office. With a career focused on client relationships, she is dedicated to her clients and provides a personalized service tailored to their specific needs. She provides a wealth of knowledge relating to trusts and their administration. Susan has continued to deepen her knowledge and expertise with key industry designations such as Member, Trust Institute (MTI) and Trust and Estate Practitioner (TEP) designations.

Susan works with individuals, families and businesses to provide customized estate, trust and incapacity solutions. Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a power of attorney, Susan can help.

With more than 20 years of industry experience, Susan brings to each client the necessary skill set to provide both the technical expertise as well as the genuine understanding of the emotional complexities that underlie these issues. Susan understands that no two clients are the same and so together with her RBC Royal Trust partners she can find the solution that’s right for you.

Steven completed his Bachelor of Business Administration at York University in 1989 and subsequently completed the CICA In-Depth Tax course. He has also achieved the advanced designations of Chartered Professional Accountant (CPA, CA) and Certified Financial Planner (CFP).

During his time as a tax and financial practitioner with several professional service firms, Steven specialized in Canadian, U.S. and cross-border personal income taxation, and provided planning and preparation services to clients. He also has professional experience with the RBC Tax Advisory Group and RBC Dexia, where he provided tax advice to various business units within RBC.

As an experienced practitioner in financial matters, Steven has written or contributed to many research articles, industry publications, training materials and client presentations.

Steven’s role as a Financial Planning Specialist is to work with, and support, your advisor in preparing and presenting comprehensive financial planning solutions.

As a Will & Estate Consultant, Carol Dalgado provides comprehensive estate planning services to clients.

Carol graduated from the University of Toronto with a Bachelor of Arts degree. She obtained her Bachelor of Laws degree from the University of Western Ontario and went on to obtain her Master of Laws (Trusts) degree from Osgoode Hall Law School. She holds the designation of TEP (Trust and Estate Practitioner) from the Society of Trust and Estate Practitioners (STEP). She is a member of the Law Society of Ontario, the Estate Planning Council (Toronto), the Estate Practitioners’ Group and STEP.

Carol has held various roles within the estate and trust industry in which she has provided guidance on estate, trust and incapacity planning, administration and litigation issues. Carol worked in private practice for over ten years before joining RBC Wealth Management in 2015.

Il s’agit de votre vie, de votre famille, de votre entreprise, de votre legs. Ayant ce principe à l’esprit, Annett a la ferme conviction qu’il faut apprécier les petites choses de la vie. Elle est ainsi en mesure de cerner ce qui importe le plus pour chaque client et la situation unique de ce dernier.

En collaboration avec les conseillers de confiance du client, Annett travaille avec des familles fortunées, des professionnels et des propriétaires d’entreprise pour mettre en œuvre des stratégies efficaces en matière d’impôt qui aident ces derniers à atteindre leurs objectifs en matière de gestion de patrimoine. Sa capacité à simplifier de telles solutions permet aux clients de comprendre que les recommandations les aideront à atteindre leurs objectifs, et ce, tout en leur assurant la tranquillité d’esprit.

Depuis plus de 20 ans, Annett s’est spécialisée dans la planification successorale au sein du secteur financier, où sa réputation de travailler sans cesse et d’arrache-pied au nom des clients a fait d’elle une conseillère recherchée. L’aptitude naturelle d’Annett à susciter la confiance et gagner le respect fait partie de la chaleur humaine qu’elle apporte à son travail. Après tout, il s’agit de votre vie, de votre famille, de votre entreprise, de votre legs.

As a Premier Banking Advisor, Nancy Sirkka provides banking and credit solutions to select high net worth individuals and their families. Partnering with Investment Advisors in Sudbury and Northern Ontario to provide personalized service and tailored advice, to help clients efficiently and effectively manage their day-to day banking needs.

With over 30 years in the financial industry with RBC, Nancy is well respected by both her clients and peers alike. Prior to her current role, Nancy held various roles at RBC, giving her a wide scope of knowledge in banking advice. She draws on 20 years of experience within RBC as a Banking Advisor and Financial Advisor in retail banking which she received several awards and designations.

Nancy is very focused on delivering the ultimate client experience for her clients and building long term valued relationships.

Nancy was born and raised in Sudbury where she now lives with her two daughters. She volunteers for several activities and for different foundations in partnership with RBC.