Sara Bond, BA (Hons), LL.B, LL.M
Will & Estate Consultant, Family Office Services, RBC Wealth Management
As a Will & Estate Consultant, Sara Bond provides comprehensive estate planning services which includes providing clients with an effcient estate plan. Sara is distinguished in her feld as an internationally recognized Trust and Estate Practitioner (TEP), a designation that displays her advanced knowledge and experience to identify and address developments in the trusts and
estates industry.
Following her call to the Bar, Sara has worked for major trust companies working in a variety of roles involving estate administration and estate planning. Prior to joining RBC, Sara’s last role was Senior Advisor- Planning and Advisory Services, where she advised clients on a variety of Wills, trusts, estate planning matters.
Sara obtained a Joint Honors Bachelor degree from York University, and graduated with a Bachelor of Laws from the University of Sussex, U.K. Sara has also completed a Master of Laws in taxation, from Osgoode Hall Law School, York University.
Sara is a member in good standing with the Law Society of Ontario, and is a member of the Ontario Bar Association, Trusts & Estates Law section.
Complimentary Will & Estate Planning consultation
In appreciation of your valued business relationship with us, your advisor is pleased to offer you a complimentary Will & Estate Planning consultation with Sara, a Will & Estate Consultant.
Sara works closely with your advisor to provide you with information on structuring your estate in an effcient and tax-effective manner. Following your meeting, Sara will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.
To schedule a meeting with Sara Bond, please contact your advisor.
Suzanne Schultz, CPA, CA, CFP, CLU
Vice-President & Estate Planning Specialist, RBC Wealth Management Financial Services Inc.
Suzanne's focus is to protect and enhance family and business wealth. She is a trusted professional known for expert wealth management advice utilizing advanced, insurance-based tax and estate planning solutions.
Prior to RBC, Suzanne built her career at a major accounting firm and a boutique tax and estate planning firm. Along with professional designations, she has completed the CICA's In-Depth Tax Course. She was featured as an expert on BNN and HGTV's House Poor and has contributed to the Globe and Mail, National Post and co-authored 78 Tax Tips for Canadians for Dummies.
Suzanne uses her in-depth technical knowledge to carefully understand what can complicate your unique financial situation and collaborates with your other professionals to uncover where you might be exposed to excessive taxes and risk. This planning is essential for business owners, professionals, executives and those with charitable goals.
Jennifer Janeczko, M.Tax
Financial Planning Specialist, Family Office Services, RBC Wealth Management
Jennifer Janeczko completed her Masters of Taxation degree at the University of Waterloo in 2004 after completing a postgraduate diploma in Financial Planning from Wilfrid Laurier University in 2001.
Prior to joining RBC in 2015, Jennifer gained a unique understanding of planning for the owner-manager through various roles within the insurance and accounting industries. Her professional experience includes working extensively with high net worth individuals and their advisors dealing with estate and succession planning, corporate and personal tax, insurance planning, family trusts, private foundations and charitable organizations.
Jennifer has over 10 years of taxation experience, is a member of the Canadian Tax Foundation, sits on the board of directors of the Estate Planners’ Council of Hamilton and is a student member of the Society of Trust and Estate Practitioners.
Prashant Patel, CFP, TEP
Vice-President, High Net Worth Planning Services, Family Office Services, RBC Wealth Management
Prashant has assisted high-net-worth and ultra-high-net-worth families with tax, estate and retirement issues since 1992.
His guidance supports clients in their relationships with their external professional advisors, with whom he frequently interacts.
His expertise includes tax and estate planning for executives, business owners, retirees, sports professionals and individuals with U.S. issues. He also assists individuals facing significant financial events (sale of business, financial windfall, retirement, job loss, moving to Canada, leaving Canada, etc.)
Prior to joining RBC in 1999, Prashant honed his expertise by working as a Canadian and U.S. tax specialist for two of the big four accounting firms in downtown Toronto.
Prashant is a Certified Financial Planner, Associate of the Society of Actuaries and member of both the Society of Trust and Estate Practitioners and Canadian Tax Foundation.
As a Premier Banking Advisor with RBC Wealth Management Private Banking, I provide personalized service, and tailored advice to help you efficiently manage your day-to-day banking needs. This service is available to high net worth clients like yourself, that work directly with our Wealth Management partners in and around the Golden Horseshoe.
Being your first point of contact for day-to-day banking, I work closely with your Investment Advisor, and I also have access to a trusted team of RBC specialists within the organization. Together we aim to provide you with tailored products and services all designed to support the short-and-long term goals of our Wealth Management clients, like yourself.
I have over 25 years' experience supporting clients, the last 17 years I have spent with RBC as a Business Relationship Manager. I have my Financial Counselling Certificate and value the importance of client-centricity, especially when dealing with financial matters. I strive to meet or exceed your expectations, I welcome and value your feedback.
I was born and raised in the Niagara region where I currently reside with my wife Sharon of 28 years and our 21-year-old twin boys, Carter and Caleb. During my down time I enjoy spending time outside whether it be going for a hike in the Shorthills with my family, or mastering my newfound green thumb doing landscaping in the yeard, or playing backyard mechanic on my F150. I look forward to building a trusted relationship with you.
Michael Huitema joined RBC in 2005 and brings extensive financial service knowledge to his private banking clients. He provides tailored wealth management solutions to business owners, executives and high net worth families in the Niagara Peninsula.
Mr. Huitema's career with RBC includes experience in retail banking, branch management and most recently commercial banking. In every role he has maintained a client-centric focus and worked in conjunction with clients other advisors to provide customized advice and strategies.
As a Private Banker Mr. Huitema and his team are focused on building long-term relationships based on sound advice, confidentiality, integrity and trust. Clients value his previous experience working in commercial banking due to his understanding of cash flow and ability to structure complex credit. He partners with other RBC experts in Canada and internationally to deliver customized solutions for all of his client's needs. Through this approach, clients benefit from tailored packages that include high-end credit solutions, wealth management planning, business succession planning, estate planning and domestic and international trust structures.
To ensure personalized and prompt service, Mr. Huitema works with a limited number of clients. This focused approach allows him to spend more time simplifying his clients' lives, working when necessary with his other professional advisors to deliver comprehensive, integrated financial solutions.
Mr. Huitema is a Personal Financial Planner and holds a Bachelor of Business Administration, Finance Concentration and a Masters of Business Administration from Brock University. Outside the office Mr. Huitema keeps busy as a Rotarian and volunteering at other community events. He also enjoys spending time at the cottage and skiing with his wife and kids.
As a Senior Trust Advisor, Susan Macdonald serves clients throughout Western Ontario and is located in the Hamilton office. With a career focused on client relationships, she is dedicated to her clients and provides a personalized service tailored to their specific needs. She provides a wealth of knowledge relating to trusts and their administration. Susan has continued to deepen her knowledge and expertise with key industry designations such as Member, Trust Institute (MTI) and Trust and Estate Practitioner (TEP) designations.
Susan works with individuals, families and businesses to provide customized estate, trust and incapacity solutions. Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a power of attorney, Susan can help.
With more than 20 years of industry experience, Susan brings to each client the necessary skill set to provide both the technical expertise as well as the genuine understanding of the emotional complexities that underlie these issues. Susan understands that no two clients are the same and so together with her RBC Royal Trust partners she can find the solution that’s right for you.