The four-step Portfolio Approach

The basis of long-term, successful money management, the Portfolio Approach is predicated around creating a customized investment portfolio that reflects your investment needs throughout the various stages of your life.

There are four steps to the custom Portfolio Approach:

Step 1 : Understanding your needs and goals

Our first and most important job is to listen to you and understand your needs and dreams for the future. We will take the time to understand your specific investment goals, such as saving for retirement or financing a business, and the timeframes available to achieve them. In addition, we will consider your return expectations and tolerance for risk. This “discovery process” doesn't end here—as time passes, and your situation changes, we will work with you to ensure that your investment strategy remains current.

Step 2 : Creating your investment strategy

With an in-depth understanding of your personal situation, we are able to create your investment strategy. This provides the framework for managing your financial assets going forward. It clearly sets out your investment objectives, income needs, timeframes, asset mix guidelines, security selection criteria and review process. Your investment strategy helps keep your investment goals and preferences in clear focus. It also provides a benchmark for measuring the progress you're making towards achieving your goals.

Step 3 : Building your custom-designed portfolio

Once you've approved your investment strategy, we can structure your personal portfolio.

In building a personalized investment portfolio for you, we select from a universe of international investments. This includes:

  • Investments for growth, such as Canadian, U.S. and international stocks
  • Investments for income, including government and corporate bonds
  • Investments for wealth preservation, including guaranteed investments

We also have access to leading-edge investment strategy and research provided by the RBC Investment Strategy Committee, RBC Capital Markets and third-party, independent firms.

You will have a diversified portfolio that conforms to the guidelines and direction you set in advance. This process means you will receive specific, appropriate investment recommendations, and each recommendation will be clear and well thought-out.

Step 4 : Managing your portfolio

The last step in the process is to monitor your progress towards your continued success. We will review your portfolio with you on a regular basis, and recommend appropriate changes to keep you on track. You will also receive detailed account statements, portfolio review statements, transaction updates and tax reports.

For more information, please contact us today.

Beyond Borders: Planning for Retirement & Legacy with Global Ties

Dec 17, 2025 12:00 PM Eastern Standard Time - Dec 17, 2025 01:00 PM Eastern Standard Time
Webinar Toronto, ON

Today’s Canadian families are more globally connected than ever. Whether you own property abroad, plan to retire in a different country, or have loved ones living overseas, the modern retirement conversation is no longer confined to one border.

In this interactive session, we’ll explore the financial, legal, and lifestyle considerations for Canadians navigating cross-border living and planning. You’ll gain insights into:
• How to plan for retirement if you’re considering part-time or full-time living abroad
• What to know about foreign property ownership, residency, and access to healthcare
• Strategies to support family members internationally—including children or aging parents abroad
• Tax and estate planning essentials when your beneficiaries or assets are spread across countries
• The emotional and financial impact of being globally mobile—or globally connected

Whether you’re dreaming of Portugal, maintaining ties in the Caribbean, or simply planning to pass your wealth to loved ones across continents, this webinar will help you think through the key decisions with clarity and confidence.

RSVP

Drive Fore Kids First Tee - Ontario

Sep 25, 2025 02:00 PM Eastern Daylight Time - Sep 25, 2025 05:00 PM Eastern Daylight Time
Within Range 8111 Leslie Street Toronto, Ontario

Join us for an afternoon where the love of golf meets the thrill of the open road—all in support of First Tee Ontario. Guests will enjoy networking, taking swings at the range, receiving vouchers for exclusive Acura test drive experiences, and savouring drink tastings with light bites. It's a casual yet purposeful time of connection and community, designed to help empower the next generation through golf and life skills.

We look forward to welcoming you for this event where every swing and every sip supports a great cause.

Finding Purpose in Retirement by Starting a New "_____"

Jun 25, 2025 12:00 PM Eastern Daylight Time - Jun 25, 2025 01:00 PM Eastern Daylight Time
Webinar Toronto, Ontario

The rise of retiree Entrepreneurs proves that retirement doesn’t have to mean slowing down – it can mean starting fresh. Whether its launching a passion project, consulting in a familiar industry, or exploring a completely new venture, today’s retirees are redefining what it means to retire.

Join us for an inspiring and practical conversation with two ladies who bring both professional insights and lived experiences to the table, and a retirement coach and retiree.
What You’ll Learn :
• Tips for balancing purpose, profit and lifestyle
• Common Pitfalls to avoid

Who should attend: Pre-Retirees, Retirees, and anyone curious about how traditional retirement is evolving.

Alternative Investments: Adding Private Equity to Traditional Portfolios

Apr 23, 2025 12:00 PM Eastern Daylight Time - Apr 23, 2025 01:00 PM Eastern Daylight Time
Webinar Toronto, Ontario

Enhance your portfolio’s growth potential while navigating today’s evolving financial landscape? Join us for an exclusive webinar designed for investors looking to go beyond traditional asset classes. Discover how private equity—once reserved for institutional investors—can provide access to unique opportunities, potential for higher returns, and enhanced diversification in a volatile market.

In this session, we’ll cover:
• What is Private Equity? A beginner-friendly overview of private equity investments.
• Benefits to Your Portfolio: How private equity can complement traditional stocks and bonds by mitigating risks and unlocking growth.
• Demystifying the Process: How to get started and assess opportunities that align with your financial goals.

Retirement Elsewhere: Mexico

Feb 19, 2025 12:00 PM Eastern Standard Time - Feb 19, 2025 01:00 PM Eastern Standard Time
Webinar Toronto, Ontario

Are you considering a change of scenery for your retirement years? Join us for an informative webinar tailored specifically for Canadians exploring the exciting opportunities of retiring in Mexico. This session will provide valuable insights into the benefits, challenges, and steps involved in making this significant life transition.

What You'll Learn:
• Cost of Living: Understand the economic advantages of retiring in Mexico, including lower living expenses, affordable healthcare, and real estate options.
• Lifestyle & Culture: Discover the vibrant culture, friendly communities, and diverse recreational activities that make Mexico a desirable retirement destination.
• Legal & Financial Considerations: Get expert advice on visas, residency requirements, and managing your finances abroad.
• Safety & Security: Address common concerns about safety, and learn how to choose the best locations for a peaceful and secure retirement.

Who Should attend?
• Canadians approaching retirement age
• Individuals interested in International Living
• Anyone curious about the benefits of retiring abroad