Extended Team

Michael has been in the Wealth Management Industry since 1997 where his primary area of focus has been in investment advisory and wealth advisory services. Michael joined RBC Wealth Management in 2020 as Vice President, Private Wealth Consultant; a role in which he will support advisors and fellow professionals in engaging enterprising families in broader discussions with respect to their family, their businesses and their wealth.

Prior to joining RBC Wealth Management Michael held several progressive roles at other financial institutions. Michael was the former Head of HNW Wealth Planning Services at another Canadian financial institution where he was involved in the development of: financial planning software, a HNW service delivery model, specialized planning services including the introduction of business advisory and cross border wealth planning.

Michael’s experience in conjunction with his completion of many industry leading designations suit him well as he helps initiate client discussions on family governance, family business succession, and legacy. Michael is dedicated to working as part of a multidisciplinary team guiding enterprising families to greater success.

Michael is committed to ongoing personal and professional development and is a continuous lifelong learner. Michael’s greatest skill comes in his ability to listen and work effectively with his peers at any level.

As a Business Owner Specialist, High Net Worth Planning Services, Prashant, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.

His guidance supports clients in their relationships with their external professional advisors, with whom he frequently interacts.

His expertise includes tax and estate planning for business owners, executives, retirees, sports professionals and individuals with U.S. issues. He also assists individuals facing significant financial events (sale of business, financial windfall, retirement, job loss, moving to Canada, leaving Canada, etc.)

Prior to joining RBC in 1999, Prashant honed his expertise by working as a Canadian and U.S. tax specialist for two of the big four accounting firms in downtown Toronto.

Prashant is a Certified Financial Planner, Associate of the Society of Actuaries and member of both the Society of Trust and Estate Practitioners and Canadian

Tax Foundation.

After four years with a leading life insurer, Barrington joined RBC in 1993 to help RBC advisors introduce their clients to a new strategy to build and protect their wealth: tax-exempt insurance. Since then, clients, along with their tax and legal advisors, have come to rely on his expertise and advice as a recognized specialist on insurance-based wealth enhancement and protection.

Barrington is an accredited Certified Financial Planner, Chartered Life Underwriter and Family Enterprise Advisor. He is also a member of CALU, the Conference for Advanced Life Underwriting which mandates interests specific to advanced financial planning issues related to estate planning and corporate-owned life insurance, to name a few.

Always willing to contribute to the insurance community, Barrington is regularly called upon as a featured speaker at national conferences held by life insurers and affiliated industry associations.

As a Private Banker with RBC Wealth Management, Jean Debos provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families in the Toronto area.

Mr. Debos brings nearly 20 years of private client experience in both Canada and Switzerland to this role. He began working on the RBC Fixed-Income Desks in Montreal, and later Toronto, and remained with RBC when he moved to Geneva, Switzerland, to provide Private Banking services for clients based in Europe and the Middle East, liaising with the Dubai office. He also served as Chief Investment Officer for a Geneva-based family wealth office, where he managed in-house funds, succession planning and other client needs; and as Executive Director for a major bank in Switzerland serving ultra-high-net-worth Spanish clients. This experience has given him insight and experience serving the unique needs of his clients and within an integrated family office environment.

Now in the Toronto Private Banking office, Mr. Debos works closely with his clients to provide seamless, unparalleled wealth management. He creates tailored financial solutions for high-net-worth individuals, business owners, professionals, executives and their families. Through RBC he partners with specialists in Canada and in key markets worldwide to provide a complete range of complementary services, from sophisticated credit solutions, to estate and philanthropic strategies, to domestic and international trust services.

Fluent in English, French, Spanish and Italian, Mr. Debos holds a bachelor's degree in Political Science and International Relations from the Graduate Institute of International Studies in Geneva.

Envision, Create & Preserve - Wealth Planning Designed For You

Adam began his career in the financial industry in 2009 and has worked for several major Canadian insurers. Experienced in both personal and corporate insurance planning, he has the knowledge to tailor wealth solutions that maximize the financial and tax advantages of insurance products.

Adam's philosophy stems from dedication to his own family. He believes that the cost to safeguard yourself, your loved ones and legacy is insignificant when faced with the alternative - inaction. Having the ability to apply innovative solutions, he will help to protect what is most valuable to you. Pursuing ongoing education ensures that his expertise aligns with the industry's most recognized designations. He holds the Certified Financial Planner® (CFP), Chartered Life Underwriter® (CLU) and Trust and Estate Practitioner (TEP) designations as well as an Honours B.A in Political Science.

Kelly is a seasoned estate lawyer with a strong grounding in tax. She has extensive experience administering estates, trusts and private charitable foundations for a major trust company.

This hands-on experience allows her to provide both practical and strategic guidance in structuring your estate and incapacity plan. She has significant expertise in business succession planning, vacation property succession, planning for beneficiaries with disabilities, trusts, charitable giving and addressing the complex considerations that blended families face.

Kelly’s approach integrates both the tax planning considerations of your plan and the interpersonal dynamics that influence family harmony.

Kelly has completed parts I and II of the CICA In-Depth Tax Program and is also Certified Financial Planner professional. She is a member of the Society of Trust and Estate Practitioners (STEP) as well as the Law Society of Ontario (LSO).

Complimentary Will & Estate Planning Consultation

In appreciation of your valued business relationship with us, your advisor is pleased to offer you a complimentary Will & Estate Planning consultation with Kelly, a Will & Estate Consultant.

Kelly works closely with your advisor to provide you with information on structuring your estate in an efficient and tax-effective manner. Following your meeting, Kelly will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.