Nancy's Notes

My end of year letter usually has a key word to denote the theme of my message. This year, it is an acronym. “Foe-Moe” is a new term that has evolved from various social media sites. For those who don’t know, FOMO stands for Fear Of Missing Out. It is...

The days when our parents or grandparents worked for the same employer their entire career have long passed. Now, people change jobs and employers often and this has increased the need to move one’s pension savings from the old company. That usually requires...