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Running up debts to buy foreign goods is unsustainable in the long term. Identifying the problem is simple, but we see no easy or quick escape for the U.S. from the imbalances built up over the last four decades.

From contributing at the beginning of the year to setting a savings target, these tips can help you make the most of your RRSPs.

Find out what income splitting is, and how a prescribed rate loan strategy may be beneficial for you as part of tax planning.

Learn the main​​ features of each registered investment plan to figure out which one is right for you.

Learn how you can benefit from investing in tax-advantaged plans, such as a TFSA, RRSP and RRIF.

Highlights include a review of markets Around the world; a Winter tune-up: Three tips to help tune up your portfolio for the year ahead; Inflation conflagration: Inflation has flared up- how it can effect investors.

"If you are a new pensioner or are already receiving a government pension, this is the time of year you may wish to become familiar with both the payment amounts and dates you might expect to receive them."