Our Portfolio Approach
We firmly believe that the most effective way to ensure you remain on track to meeting your life goals is by developing and implementing an investment plan that uses a portfolio approach. Our effective four-step process for developing your investment plan ensures we have built you an investment portfolio that truly aligns to your goals and objectives.
Step 1 - Developing your Wealth Plan
Our first and most critical step in this process is ensuring that we have developed a wealth plan for you. This step ensures that the investment plan we implement compliments your wealth plan and aligns with your goals and objectives for your family.
Step 2 - Understanding your Investment Objectives and Experiences
Having a clear understanding of your objectives for your investments is critical in ensuring that we provide you with an appropriate portfolio strategy. Are you focused on growing your assets or are you more concerned with capital preservation? When we ask our clients about their previous investment experiences, it is no surprise to us that they each have had different experiences when it comes to how their investments have been managed in the past. Knowing how these experiences shaped your current perspective on investing is equally important when developing your portfolio.
Step 3 - Developing and Implement your Portfolio
Once we have come to an understanding of the why and how for your investments, we will present to you a fully tailored and customized investment portfolio proposal. Here at RBC Dominion Securities we have a full suite of investment solutions from guaranteed investment certificates (GICs) to individual securities. Through our portfolio approach and tailored to your investment objectives we utilize:
- Investments for growth, such as Canadian, U.S. and international stocks
- Investments for income, including government and corporate bonds
- Investments for wealth preservation, including guaranteed investments and insurance
From the full suite of investment options we have available, we will strategically allocate your investments into a portfolio strategy that will help you achieve your goals. Upon reviewing our rational and recommendations with you, it as this point we would implement your investment portfolio plan, inclusive of any regular savings strategies we have recommended.
Step 4 - Review and Maintenance of your Portfolio
With your portfolio in place and our strategies implemented, our final step in our investment process is ensuring we have regularly scheduled reviews of your portfolio. Dependent on the investment strategies we have implemented we will meet with you quarterly, semi-annual or annually to review your investment plan and ensure it remains on track and aligned to your wealth plan. This also gives us the opportunity to review any material changes in your portfolio and any rebalancing that may be required in order to maintain the long-term approach we take with your investment portfolio.
For a complimentary assessment of your current investment plan contact us.
