The Process

Our meticulous six-step process

To ensure that we always act in your best interests, your Portfolio Manager follows a meticulous six-step process. This process balances your desire for freedom with your expectation for excellence:

Step 1: Creating your investment policy statement

Your Portfolio Manager works with you to develop an investment policy statement, a written document that takes into account your unique needs, investing time horizon, tolerance for risk and more. Considering all these factors, your Portfolio Manager will recommend an ideal asset-allocation model for your portfolio.

Step 2: Building your portfolio

Based on your ideal asset-allocation model, your Portfolio Manager will select an appropriate combination of investments for your portfolio. Virtually every type of investment is available to meet your needs. In selecting appropriate investments, your Portfolio Manager combines an understanding of overall global economic and market trends with fundamental research of individual investment opportunities. Senior economists, portfolio strategists and research analysts from various parts of RBC augment your Portfolio Manager's insights in these key areas.

Step 3: Managing your portfolio

Your Portfolio Manager will make day-to-day investment decisions on your behalf to respond to and anticipate the changing market and economic landscape. For example, if the outlook for a certain region of the world improves, your portfolio will be adjusted accordingly within the guidelines established in your investment policy statement.

Step 4: Third-party review and monitoring

An independent risk management group reviews your portfolio on a quarterly basis to ensure it meets the high standards set out in your investment policy statement.

Step 5:Adjusting your investment strategy

Your Portfolio Manager will also meet with you on a regular basis to review your portfolio and get an update on your personal and financial situation.

Step 6: Keeping you informed of your progress

You will receive a monthly account statement that details the activity in your portfolio and provides the current market value of all your positions. In addition, you can receive a quarterly rate-of-return calculation. You also have access to your accounts and timely market information through our online services.

Private Investment Management could be ideal if you:

  • Desire superior, personalized service and direct access to a professional Portfolio Manager
  • Want freedom from making daily investment decisions
  • Seek a disciplined approach to professional wealth management

For more information, please contact us today.