I recently came across a great discussion piece about structural change in the global interest rate market. The change is lower and negative interest rates globally. I think this is something that everyone needs to think about in greater detail. I believe that this change will affect all corners of the world and some in more drastic ways than others. The way we: earn, save, invest, spend, borrow and make life decisions will all be affected and it will be very important for our social and financial well-being to better understand what this structural shift will mean for you.
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