Wealth Management Team

Mark Murphy, PFP

Investment Advisor & Financial Planner

905-988-4382

|

Email me

905-988-5889 | LinkedIn

1-800-263-7200

Dave Murphy, PFP

Wealth Advisor

905-988-5891

|

Email me

Dave provides access to a comprehensive range of services to help clients build and protect their wealth. A graduate of the Institute of Canadian Bankers’ personal financial planning program, he obtained his Personal Financial Planning diploma in 1998.

With over 40 years of RBC service, including previous experience in personal and business lending, branch management and investment and retirement planning, Dave’s breadth of experience and expertise helps ensure sound advice, expert execution and peace of mind for clients who require solutions for broad and complex wealth management needs.

Dave and his team of professionals take a holistic approach to the management of clients’ financial affairs with the goal of ensuring that decisions made with respect to investment, retirement, tax, insurance and estate planning are aligned in such a way that will enable clients to realize all of their financial objectives. To do so, he designs plans that are custom-tailored to meet the needs of each client and he performs ongoing reviews to ensure that they remain on track.

Dave is actively involved in the community and is a dedicated member, and past president, of the St. Catharines Kiwanis Club. He is a St. Catharines native and resides here with his wife Sandie. His son Mark is following in Dave’s footsteps. He has 9 years of experience with RBC and began working for RBC Dominion Securities in January 2016. He lives in St. Catharines with his wife Andi and their two children. Dave’s daughter, Elizabeth, is a Radiation Therapist and also resides in St Catharines with her husband Doug.

Dave provides access to a comprehensive range of services to help clients build and protect their wealth. A graduate of the Institute of Canadian Bankers’ personal financial planning program, he obtained his Personal Financial Planning diploma in 1998.

With over 40 years of RBC service, including previous experience in personal and business lending, branch management and investment and retirement planning, Dave’s breadth of experience and expertise helps ensure sound advice, expert execution and peace of mind for clients who require solutions for broad and complex wealth management needs.

Dave and his team of professionals take a holistic approach to the management of clients’ financial affairs with the goal of ensuring that decisions made with respect to investment, retirement, tax, insurance and estate planning are aligned in such a way that will enable clients to realize all of their financial objectives. To do so, he designs plans that are custom-tailored to meet the needs of each client and he performs ongoing reviews to ensure that they remain on track.

Dave is actively involved in the community and is a dedicated member, and past president, of the St. Catharines Kiwanis Club. He is a St. Catharines native and resides here with his wife Sandie. His son Mark is following in Dave’s footsteps. He has 9 years of experience with RBC and began working for RBC Dominion Securities in January 2016. He lives in St. Catharines with his wife Andi and their two children. Dave’s daughter, Elizabeth, is a Radiation Therapist and also resides in St Catharines with her husband Doug.

The Extended Team

Jennifer Janeczko, M.Tax

Financial Planning Specialist, Family Office Services, RBC Wealth Management

Jennifer Janeczko completed her Masters of Taxation degree at the University of Waterloo in 2004 after completing a postgraduate diploma in Financial Planning from Wilfrid Laurier University in 2001.

Prior to joining RBC in 2015, Jennifer gained a unique understanding of planning for the owner-manager through various roles within the insurance and accounting industries. Her professional experience includes working extensively with high net worth individuals and their advisors dealing with estate and succession planning, corporate and personal tax, insurance planning, family trusts, private foundations and charitable organizations.

Jennifer has over 10 years of taxation experience, is a member of the Canadian Tax Foundation, sits on the board of directors of the Estate Planners’ Council of Hamilton and is a student member of the Society of Trust and Estate Practitioners.

Sara Bond, BA (Hons), LL.B, LL.M

Will & Estate Consultant, Family Office Services, RBC Wealth Management

As a Will & Estate Consultant, Sara Bond provides comprehensive estate planning services which includes providing clients with an effcient estate plan. Sara is distinguished in her feld as an internationally recognized Trust and Estate Practitioner (TEP), a designation that displays her advanced knowledge and experience to identify and address developments in the trusts and
estates industry.
Following her call to the Bar, Sara has worked for major trust companies working in a variety of roles involving estate administration and estate planning. Prior to joining RBC, Sara’s last role was Senior Advisor- Planning and Advisory Services, where she advised clients on a variety of Wills, trusts, estate planning matters.
Sara obtained a Joint Honors Bachelor degree from York University, and graduated with a Bachelor of Laws from the University of Sussex, U.K. Sara has also completed a Master of Laws in taxation, from Osgoode Hall Law School, York University.
Sara is a member in good standing with the Law Society of Ontario, and is a member of the Ontario Bar Association, Trusts & Estates Law section.
Complimentary Will & Estate Planning consultation
In appreciation of your valued business relationship with us, your advisor is pleased to offer you a complimentary Will & Estate Planning consultation with Sara, a Will & Estate Consultant.
Sara works closely with your advisor to provide you with information on structuring your estate in an effcient and tax-effective manner. Following your meeting, Sara will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.
To schedule a meeting with Sara Bond, please contact your advisor.

Stephen Wiffen, CLU, CH.F.C.

Estate Planning Specialist, RBC Wealth Management Financial Services Inc.

For nearly 40 years, Steve has helped families and business owners develop a framework applying integrated wealth planning solutions. Both clients and their advisors trust in his extensive experience utilizing a values-based approach to develop solutions centered around their needs. His approach to insurance planning differs from others and recognizes each individual's unique situation.

Focused on planning and educating clients about their options, they are informed and empowered to make decisions best suited to their wealth management goals. Steve then takes the time to evaluate offerings from Canada's top insurance providers while partnering with your professional advisors to ensure you receive high-quality, cost-effective insurance solutions.

Whether providing protection during income earning and business building years, preserving capital or transferring accumulated wealth, Steve is there to implement solutions that address your needs in a tax-efficient manner.