Monthly Musings

Monthly Musings- Sequence Risk & The Cash Wedge

June 30, 2023 |Luke Charbonneau, CFA

When an investor transitions into retirement, the sequence of their investment returns becomes a material consideration. I discuss the benefit of the cash wedge income delivery strategy for retirees.

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Monthly Musings- We can't Predict, but we can Prepare

May 01, 2023 |Luke Charbonneau, CFA
β€œIt’s tough to make predictions, especially about the future.” - Yogi Berra Plenty of time and resources are dedicated to predicting the near-term course of financial markets. In particular, the financial media seems to be obsessed with this topic, and...
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Monthly Musings- Investing is a Marathon

March 03, 2023 |Luke Charbonneau, CFA

Investing is a marathon, not a sprint. This comparison highlights both the benefit to a long-term investing perspective, and the importance of focusing on your personal goals.

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Monthly Musings- 3 Rules of Market Volatility

February 07, 2023 |Luke Charbonneau, CFA

Volatility and recessions are a normal (albeit unpleasant) part of the long-term investing experience. Thankfully, as surely as stocks have pulled back, they have rebounded and marched onwards and upwards.

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Monthly Musings- A Key Risk in Retirement

January 05, 2023 |Luke Charbonneau, CFA

Inflation is often an overlooked risk for retirees. Thankfully, owning stocks for the long-term has historically been an effective way to combat this risk.

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