Is a Recession Looming?

Apr 10, 2019 |Kyle Sarai
Now that one of the most reliable recession indicators in the market has been triggered, investors across the globe are starting to worry that this could mean the U.S. economy is slowing down. On March 22, the yield on the U.S 10 year Treasury note dipped...
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The Misconceptions of Financial Planning

Mar 05, 2019 |Kyle Sarai
The Misconceptions of Financial Planning We all hear investment firms offering “holistic wealth management” these days, but what does that even mean? Most people have no idea. Wealth management consists of investment, tax, retirement, business succession...
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Why Fees Matter

Feb 25, 2019 |Kyle Sarai
Why Fees Matter: A majority of investors do not know how they are charged for investment and wealth management advice. Below are three samples of how firms charge. Transactional Fees: This type of fee is charged per trade made. For example, if your investment...
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New Thoughts 2019

Feb 25, 2019 |Kyle Sarai
Goodbye 2018, Hello 2019! I hope everyone had a great holiday season, and I want to wish you all a healthy and happy 2019! For the equity markets, the last quarter of 2018 was one of the worst since 2008. We have not seen this kind of volatility in roughly...
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Investing Discipline

Dec 10, 2018 |Kyle Sarai
December is one of the busiest and most exciting times of the year for our team! We hold our annual client dinner, and this year we are pleased to have Fidelity Investments present an independent prospective on their thoughts going into 2019. This is...
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RBC Global Insights - 2019 Outlook

Nov 23, 2018 |Kyle Sarai
We are pleased to present our 2019 Global Outlook with regards to the equity, fixed income and currency markets. In 2018, we saw the return of volatility which moved the markets in both directions. This year was the first time since 1963 there was two...
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Where are we going?

Oct 03, 2018 |Kyle Sarai
Where are we going? Over the summer, it has been all but normal in the world. Trade wars, tariffs and NAFTA talks have taken up most of the headlines, yet somehow, equity markets in the U.S have stayed calm and actually gained 5.9% for June, July and...
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Post-Financial Crisis: 10 Years Later

Oct 03, 2018 |Kyle Sarai
It has been 10 years since the global financial crisis, and as we pass this anniversary, I believe it is a good time to revisit the subject and remind ourselves of the mistakes we made so as to not repeat them in the future. From September 2008 until...
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Recessionary Signs

Sep 04, 2018 |Kyle Sarai
Over the past few months I have been conducting semiannual client reviews. During these meetings I’ve been receiving questions related to the health of the US economy and questions such as “are you nervous about the markets, it’s been 10 years since the...
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2017 Mutual Fund: Performance Report

Sep 04, 2018 |Kyle Sarai
Within the investment industry we are seeing massive flows from actively managed mutual funds to exchange traded funds (ETF’s). Morningstar research conducts a report each year with the success of fund managers versus passively managed products. Below...
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