Jerry Zhao, CFP, CIM, MBA

As a member of the RBC Family Office Services team, James, together with your RBC advisor, can help you explore your business succession options. James understands the specific concerns faced by business owners and has extensive experience addressing their more complex needs.

For the past 25 years, James specialized in developing best practices around business succession planning and in the process helped several families achieve their business succession vision. He also authored a book, The Transition Experience: What every Canadian family should know about business succession planning.

His process not only focuses on technical matters such as business valuation, sale of business planning and tax planning, but also recognizes that business succession has a profound impact on a business family. As such, much of James’ process also involves assisting members of the family with the softer issues of planning, including post-succession and wealth.

James is a Chartered Professional Accountant and Chartered Business Valuator and is a frequent presenter on business succession planning. He obtained his degree, Master of Commerce, from the University of Canterbury in New Zealand and is currently a member of the Family Firm Institute. 

Robyn, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a high-net-worth client.

Prior to joining RBC, Robyn acquired her expertise in estates, trusts and succession planning in both private practice and with a major trust company, practicing law in Toronto for 8 years with an emphasis on trusts, estates, succession, planning for incapacity and charities law, and as a will and estate consultant for a well-known Canadian trust company. In 2001, Robyn joined RBC, assisting clients with their overall tax and estate planning, and in 2011, assumed her present position, specializing in assisting high-net-worth clients with their succession, tax, retirement and estate planning.

Robyn obtained her law degree from Osgoode Hall in 1991, and she was called to the Bar in Ontario in 1993. She has completed her in-depth tax courses, levels 1 and 2, as well as the Advanced Tax Issues for the Owner Managed Business Course and the Corporate Reorganizations Course. She has co-authored two books, “Drafting Wills in Ontario: A Lawyer’s Practical Guide” and “Drafting Wills in Canada: A Lawyer’s Practical Guide”.

In addition, Robyn was an instructor at the Estate and Trust Bar Admission Course at the Law Society of Upper Canada.She is an active member of the Society of Trust and Estate Practitioners (STEP) and has obtained the STEP Advanced Certificate in Family Business Advising.

Arthur是一名拥有雄厚专业背景的特许会计师（Chartered Accountant）。他在加入 RBC 之前曾在一家四大会计师事务所，以及一家顶级的加拿大人寿保险公司任职。一次切身经历，让他重新思考自己的职业选择，转而投身于财务规划，为客户提供全面的保险规划方案，帮助他们创造、保护及传承财富。财富规划是一项量身定制的服务，而Arthur将为您精心策划。

凭借过往审计上市保险公司的经验，Arthur会用他的专业知识，深入详细地为您诠释会计、税务与财务规划。他将依托他的专业知识，运用对业内独特而深入的见解，与企业主、高净值家庭及其顾问团队合作，提供最适合客户需求的专属保险规划。

Arthur精通英语和普通话，能在两种语言和文化间自由切换。

As a Chartered Professional Accountant, Mary spent many years with a major Canadian bank in senior corporate finance management roles and then developed her financial planning expertise with a leading life insurer. Today, as an Estate Planning Specialist at RBC, she takes pride in applying her in-depth industry knowledge and tax planning expertise to design insurance-based solutions that help high-net-worth clients achieve their wealth goals.

Mary's ability to listen empathically, ask the right questions, understand clients' needs and collaborate with their team of professionals is what sets her apart. It allows her to deliver financial solutions tailored to each unique situation and build trusting and long-lasting relationships with each client.

Committed to education, Mary earned her Master of Business Administration degree and Certified Financial Planner designation. Fluent in English and Mandarin, she is able to communicate with clients in their preferred language.

Karen is a Chartered Professional Accountant (CPA, CA) and Certified Financial Planner (CFP). She graduated with a Master in Management and Professional Accounting from the University of Toronto and has completed all three levels of the CPA Canada’s In-Depth Tax Course. 

As a tax manager at one of the largest international public accounting firms, prior to joining RBC, Karen specialized in tax planning and compliance for individuals, business owners, large private and public corporations, trusts and partnerships. 

Karen is fluent in Mandarin, Cantonese and English. 

Karen’s role is to work with and support your advisor in preparing and presenting your Compass Financial Plan and to identify and assess any related financial planning concerns you may have. 

Specialized Financial Planning 

At RBC, we recognize that with greater financial resources, comes greater financial complexity. To help you properly coordinate your financial matters and optimize the unique opportunities available to you, we are pleased to offer you our highest level of financial planning. Personally prepared by Karen Feng, a Financial Planning Specialist, your comprehensive Financial Plan will provide recommendations specific to your situation. Your plan will consider strategies to maximize your cash flow, reduce taxes, ensure your retirement lifestyle, protect your financial security, transfer wealth to your next generation tax-efficiently and make the most of your philanthropic legacy. In appreciation of your business, your advisor is pleased to offer this service to you on a complimentary basis. 

To schedule a meeting with Karen Feng, please contact your advisor.