Why all the bad news?

March 19, 2021 |Jeremy Goldfarb
Because it sells, that's why. As the blog title ask, why does every headline suck? It turns out that the old express of "bad news sells" is true. Have you ever clicked on a headline promising something terrible, only to find yourself saying "meh...that...
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COVID got you in the mood to sell: Here's how to deal with US property

August 18, 2020 |Jeremy Goldfarb
From the planning desk Our American neighbors have had one heck of a time getting COVID under control, and while many use that opening line to point fingers and launch attacks at those south of our border, I am not here to do that. What I have heard however...
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Tax payment deadline extension #2

July 28, 2020 |Jeremy Goldfarb
From the planning desk The CRA has extended the tax payment deadline for 2019 tax year related payments from its previously extended date of September 1, to a newly extended date of Sept 30. The CRA is also waiving interest on existing tax debts related...
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Is it the bank's responsibility? TD getting sued

January 30, 2020 |Jeremy Goldfarb
An elderly woman is suing the TD bank after she fell victim to a number of fraudulent schemes, relieving her of almost $240,000 of her own money. Here's the thing....the bank was in no way related to the fraud. Over a period of time, the 81 year old fell...
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Younger vs older: where do you fit

September 11, 2019 |Jeremy Goldfarb
I think that this story represents a great opportunity to sit down with your older kids and start the investment discussion. Did you know that by 2030, Baby Boomers will be overtaken as the majority of the wealth holders? (sorry folks, but it couldn't...
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A short sighted position in my view (Opinion post)

August 20, 2019 |Jeremy Goldfarb
Throughout my career, I have seen a number of financial and tax planning structures driven out of existence for a plethora (I love that word) of reasons. The fundamental rationale behind changes to the law regarding tax and financial planning, is a perceived...
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No. It's not that busy really

February 27, 2019 |Jeremy Goldfarb
RRSP season. Such a funny thing to say really. There's Summer/Winter/Spring/Fall....even hockey and baseball season if you will. But RRSP season? C'mon. Some financial marketing "expert" dreamed that baby up years ago as a means to drum up fervor to pile...
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TFSA (Tax Free account) Mechanics

January 23, 2019 |Jeremy Goldfarb
I've had a few calls on this, and there are some misunderstandings regarding the TFSA so I figured I would share some of my thoughts today. The Tax free savings account is a bit of a misnomer as it confuses some clients into thinking that it is simply...
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The Tax Free Account (TFSA)

January 15, 2019 |Jeremy Goldfarb
The TFSA contribution limit for 2019 is $6,000, representing an increase from the prior year amount of $5,500. The chart below shows the cumulative amounts since the TFSA was brought into law back in 2009. The benefits of saving in this account are well...
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Takeoffs are optional....landings are mandatory.

December 06, 2018 |Jeremy Goldfarb
"Takeoffs are optional, landings are mandatory" -- client I heard this quote from a client today who is a licensed pilot and an aviation enthusiast. The humor in it was undeniable (the delivery didn`t hurt either), but it was also very insightful. As...
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