Attention First Time Home Buyers: The FHSA

September 20, 2023 |Jeremy Goldfarb
Young investors! Do you dream of one day owning your first home? Seasoned investors. Do you know a young investor in your life that one day dreams of owning their first home? This post is for you. New in 2023, allow me to introduce you to the First Home...
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Home prices hanging in there

May 31, 2023 |Jeremy Goldfarb
A recent RBC economics report shows that North American housing prices are still hanging in there, despite higher interest rates. In fact, April data shows that housing activity has seen a major acceleration. The data south of the border is similar, highlighted...
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What is a trigger rate?

November 23, 2022 |Jeremy Goldfarb
I have worked in the world of finance for over 20 years now, and I can count on one hand, the amount of times I have heard the term "trigger rate". I heard it today though, and thought I would share with you: the Trigger rate on a variable rate mortgage...
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Who's HENRY? Miscast or misunderstood.

September 21, 2022 |Jeremy Goldfarb
Millenials: relating to or denoting people born between the early 1980s and the late 1990s: "most social networking groups are dominated by the millennial generation" As it turns out, Millenials recently surpassed Boomers as the largest adult population...
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Red vs Green: Which button you gonna press?

September 07, 2022 |Jeremy Goldfarb
The quickest game show of all time. Over in an instant. You have a choice 1- push the red button and walk away with a $1,000,000. That's it. No skill testing question, no feat of strength of wit. Just straight cash 2- push the green button, and you have...
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Bear Markets: Why sticking to the program produces winners

August 03, 2022 |Jeremy Goldfarb
The Program (not the movie) I looked at 2 recent articles for today's post. The first came on July 26th from RBC GAM (click here), and discussed how markets have bounced back from 20% drops over the past 20 years. It also looked at a 4th (almost) bear...
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Why all the bad news?

March 19, 2021 |Jeremy Goldfarb
Because it sells, that's why. As the blog title ask, why does every headline suck? It turns out that the old express of "bad news sells" is true. Have you ever clicked on a headline promising something terrible, only to find yourself saying "meh...that...
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COVID got you in the mood to sell: Here's how to deal with US property

August 18, 2020 |Jeremy Goldfarb
From the planning desk Our American neighbors have had one heck of a time getting COVID under control, and while many use that opening line to point fingers and launch attacks at those south of our border, I am not here to do that. What I have heard however...
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Tax payment deadline extension #2

July 28, 2020 |Jeremy Goldfarb
From the planning desk The CRA has extended the tax payment deadline for 2019 tax year related payments from its previously extended date of September 1, to a newly extended date of Sept 30. The CRA is also waiving interest on existing tax debts related...
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Is it the bank's responsibility? TD getting sued

January 30, 2020 |Jeremy Goldfarb
An elderly woman is suing the TD bank after she fell victim to a number of fraudulent schemes, relieving her of almost $240,000 of her own money. Here's the thing....the bank was in no way related to the fraud. Over a period of time, the 81 year old fell...
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