Our RBC Partners

Florence is both a Canadian Chartered Professional Accountant (CPA, CGA) and a U.S. Certified Public Accountant (CPA, Vermont USA). She has over 20 years
of tax experience including 6 years as a tax practitioner at one of the leading international public accounting firms.

Prior to joining RBC, her role as a manager in the cross-border tax group included Canadian and U.S. personal tax planning and preparation for a variety of individuals including high-net-worth, U.S. citizens resident in Canada, and Canadians owning U.S. properties. She also provided tax planning consultations for employees of private Canadian corporations working or transferring cross- border. Additionally, her prior career experience involved Canadian corporate and trust tax planning and preparation services.

As a Financial Planning Specialist, Florence’s role is to work with and support your RBC advisor in preparing and presenting your Compass Financial Plan and to identify and assess any related financial, tax and retirement planning concerns you may have.

Avideh Parent is an experienced lawyer with a strong commitment to educating people on the importance of estate planning. Avideh is a frequent presenter on Wills and Estates for organizations such as the Legal Education Society of Alberta, the City of Edmonton, Next Step Continuing Education, and the Edmonton Community Foundation. Avideh also has been featured on Global TV, Shaw TV, and various financial education websites.

Avideh received her undergraduate degree from Carleton University and went to Law School at the University of Alberta. In 2001 she was called to the Alberta Bar and is a member of the Law Society of Alberta. Avideh holds the Trust and Estate Practitioner (TEP) designation, granted through the Society of Trust and Estate Practitioners (STEP). Prior to joining RBC in 2012, she devoted her law practice to Wills, Estate Planning, and Estate Administration.

Avideh is also very active in the Latin dance community, and enjoys travelling the world to perform and compete with her husband in salsa dance competitions.

Avideh has been a member of the following organizations:

• Wills & Estates Subsection of the Canadian Bar Association;
• Elder Law Subsection of the Canadian Bar Association;
• Edmonton Estate Planning Council;
• Oliver Centre Board of Directors.

Having begun his career in the financial services industry in 2003, Denny has a range of experience working in both sales and management positions. He prides himself on fostering high-trust relationships and matching client goals with ideal solutions. Specializing in working with families, professionals and business owner clients, including extensive work with physicians, Denny offers unique and customized life and living benefits insurance-based solutions to meet your needs.

Denny is an active member of ADVOCIS, The Financial Advisors Association of Canada, which is the oldest and largest voluntary professional membership association of financial advisors and planners in Canada. He previously held a five-year board member position for ADVOCIS at the Edmonton Chapter.

"Clients are more than numbers, they're people with individual needs and emotions. I do my utmost to create a trusting relationship, to recognize their intentions and learn how they best wish to manage and distribute their wealth."

Incorporating insurance-based tax and estate planning solutions, Katie recognizes clients' circumstances and works with them to coordinate all areas of their family, business and multi-generational planning. She also excels at simplifying potentially complex issues like future tax liabilities and succession planning. Since joining RBC in 2010, Katie's genuine interest in understanding clients' desires has been a driving force in her success. "I'm not just thinking about the numbers. I want to get to know people; we're all unique."

Getting to know Katie, she likes to describe herself as 'boring' but she is actually an accomplished musical artist. She and her husband Chris are the proud parents of 3 children and live just outside of Edmonton in Ardrossan.

As a Private Banker with RBC Wealth Management, Private Banking, Nicole York-Joly provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families in the Edmonton area.

Ms. York-Joly has been in financial services for 24 years. Prior to joining Private Banking, she was a Financial Planner with RBC Royal Bank, and worked closely with her clients in Sherwood Park to assist them in comprehensively addressing their financial affairs.

In her role as Private Banker, Ms. York-Joly now provides seamless banking and financial solutions for clients with often-complex banking and credit needs. As needed, she partners with specialists from across RBC to provide a complete range of complementary services, from investment management to estate and philanthropic strategies, domestic and international trust services.

Ms. York-Joly holds a Bachelor of Arts Degree, as well as the Certified Financial Planner (CFP) designation from the Canadian Securities Institute, which gives her insight into the ongoing needs of her clients - both from a planning and taxation perspective.

Ms. York-Joly grew up in Edmonton and Fort McMurray. She is active outside of the office, and takes part with both the Alberta Cerebral Palsy Association and the Terry Fox Foundation. She keeps busy outside of the office with gardening, running, reading and cross-country skiing. She enjoys spending time with her husband, daughter and 2 dogs.

Lia Cultraro brings over 23 years of experience in financial services to her role as Private Banker serving business owners, entrepreneurs, high-net-worth clients and their families in Edmonton and the surrounding area.

Lia was raised in an entrepreneurial family. By drawing on both her upbringing and background in financial planning, Lia delivers sophisticated banking, personalized short-and long-term lending solutions and flexible credit packages to her clients and their families. She collaborates with a variety of partners, both within RBC and externally, to deliver specialized wealth management planning, business owner planning, estate planning, and domestic and international trust structures.

Clients value the experience and expertise she brings to her role, including her background in mortgage credit, small business and relationship management. As a Certified Financial Planner (CFP), Lia is able to bring perspective to the advice she provides. To ensure personalized service and attention to detail, Lia works with a limited number of clients and their families. This approach allows her to spend more time simplifying her clients' lives.

Lia was raised in Edmonton, where she currently resides with her husband and adorable dog. Outside of the office she is an avid reader, enjoys martial arts, golf, biking, gourmet meals, and travelling. She is especially fond of animals and any charity that supports their well-being.