Nicole Todosichuk, B.Comm., LL.B, TEP
Vice President and Will & Estate Consultant, RBC Family Office Services
Nicole received her Bachelor of Commerce Degree (Dean’s List) in 1991 and her Bachelor of Law degree in 1999 from the University of British Columbia.
She clerked at the British Columbia Supreme Court from 1999 to 2000 and was called to the British Columbia Bar in 2000. Nicole has also completed the Canadian Institute of Chartered Accountants In-depth Tax Course.
Prior to joining RBC, Nicole practised law for ten years in downtown Vancouver, first at a national law firm and then at a boutique tax and trust law firm. Nicole’s practice focused on the implementation of tax and estate plans, Wills, domestic and offshore trusts, charities and business succession. Nicole is a member of The Society of Trust and Estate Practitioners (STEP), the Canadian Bar Association Wills and Trusts Section and Charities Section. Nicole’s significant practical experience in estate planning allows her to offer valuable guidance in the development of your estate plan.
Brett Henderson, B.Comm., CFP, CLU
Estate Planning Specialist, RBC Wealth Management Financial Services Inc.
People need really good people. Without the correct expertise to help guide us, things can easily fall through the cracks. Growing up in a family business, Brett has first-hand knowledge of the highs of success and the lows resulting from poor estate and succession planning. It was this experience that guided him to the financial industry and why he is driven to help others achieve their goals.
Brett recognizes each person and situation is unique as is his process to gather information, identify wealth goals and recommend tax efficient insurance based solutions. Whether implementing financial protection against premature death and illness or ensuring your hard work and wealth are transferred to the next generation, Brett creates a plan focused on your needs.
Raised in Winnipeg, Brett moved to the beautiful Okanagan in 2015 where he lives with his wife and 3 daughters. While always up to play a round of golf his passion, long distance running, keeps him on the lookout for his next marathon.
As a Private Banker with RBC Wealth Management, Private Banking, Christa Russell provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families in the Okanagan region.
Ms. Russell's career spans over 18 years in the financial services industry, including 12 years with RBC. Prior to joining as Private Banker, Ms. Russell held a role in insurance sales for a major Canadian provider before joining RBC Royal Bank, where she held roles in personal and business banking before being appointed Branch Manager.
Drawing on this experience, she now develops integrated wealth management and banking plans to help her clients achieve their long-term financial goals. As a trusted advisor to her clients, Ms. Russell and her team provide customized solutions that include complex credit structures, tax and retirement planning and sophisticated packages for managing daily banking and cash management needs. As needed, she will partner with a broad range of experts across RBC to provide extended services including investment management, Wills and estate planning, commercial banking, business succession planning and trust structures to meet both the domestic and international needs of their clients.
Ms. Russell holds a degree in business administration from Okanagan University College and has completed additional financial industry courses in mutual funds and compliance. She also holds the Personal Financial Planner (PFP) designation, which adds an additional layer of expertise and financial planning knowledge to the integrated advice she provides.
Originally from Calgary, Ms. Russell grew up in Kelowna and regularly visits family in both cities. She enjoys giving back to her community by volunteering with local food banks, Junior Achievement and back-to-work programs for women who are entering or re-entering the workforce. She and her husband have two young children and enjoy playing golf together. The family are active travellers and plan at least two trips a year.
As the Will and Estate Advisor for the Vancouver and Okanagan regions, Rick brings an approach to estate planning that centers on understanding and addressing the unique needs of each client, working collaboratively with both the client and their trusted advisors to help craft a comprehensive, effective estate plan that meets their particular needs.
A graduate of Simon Fraser University with a Bachelor of Arts degree and a law degree from the University of Victoria. He is currently a member of the Law Society of British Columbia, the Wills and Estates Subsection of the Canadian Bar Association (BC), and the Society of Trust and Estate Practitioners (STEP).
Rick joined RBC Estate & Trust Services from private practice and brings over 15 years of experience as a full time estate planning lawyer with a downtown Vancouver law firm. He has extensive experience dealing with all facets of personal estate planning, including wealth preservation, asset protection, income splitting and tax minimization issues. During that time, Rick also dealt with court appointed committees for incapacitated individuals, and matters arising from the administration and wind up of estates.
Whether clients hope to protect a disabled heir, incorporate succession planning for their business, address the unique concerns arising from second spouses and blended families, minimize family conflicts, or deal with beneficiaries or assets that are situated outside of Canada, Rick can help craft a tailored estate plan that meets their individual needs.
The combination of his professional expertise and his commitment to provide practical solutions makes Rick an invaluable resource for both clients and their financial advisors.