So I have to start by telling you that standing in front of a class of teenagers is nervewracking!

Marnie and I recently went back to highschool; the Grade 11/12 Kalamalka Secondary Careers class as guest speakers. We were excited to present on a topic that is close to both of our hearts – financial literacy. Our hope was to share valuable insights and knowledge with these soon-to-be graduates as an opportunity to make a meaningful impact on their journey into the world of adulthood.

During our time with the students, we delved into fundamental concepts, from budgeting and saving, to taxes and credit management. We had a lot of great questions, highlighting a genuine interest in understanding the financial landscape that awaits them post-graduation.

The Grade 12 students are on the cusp of major life changes – university, work, travel, and with it all newfound independence. Tailoring the discussion to what was important to the class added a layer of relevance. Insights on building credit responsibly, understanding investment basics, and understanding how goal setting is a key part of budgeing resonated with their upcoming transitions.

The importance of early financial literacy cannot be understated; laying the groundwork for informed decision making in the future will be a source of significant return in their long term financial success.

Our goal was to spark curiousity, and instill confidence in the next generation. We hope that the seeds planted during our session will continue to grow, empowering these students to make sound financial choices, and foster a culture of financial literacy that they will share with their peers.