Howie Budd

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When I was 14, my father was diagnosed with cancer. The doctors gave him six months to live and six months later almost to the day he passed away. My mother was my father's power of attorney and she was spending 7:00 in the morning until 11 o'clock at night every day, Monday to Sunday at the hospital with him. So then fell to my siblings to do that. I remember distinctly my siblings coming over and going through the bills and writing checks. This isn't about whether or not you're capable, this isn't about whether or not you have some sort of expertise as a financial professional or anything like that, it comes down to how you're going to use probably one of the most scarce resources, all of us have individually as individuals have. And that's our time. And if I had to be my mother's power of attorney, I would rather spend the time, that time with her. And I think that's the freedom that you get with the service.

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We're dealing with baby boomers that upto the stage of retirement, that are caught in the sandwich generation. Still dealing with the care of their parents, also still dealing with their children. And the concern they have is just the time management for the most part.

The sandwich generation is real. It is absolutely real. We want to be able to step in when that need arises and be available for families, to help them through what is probably the most difficult situation they're ever going to have to deal with.

Being appointed as an attorney is a huge responsibility. Because you need to make financial decisions, and look after the financial assets of that individual throughout their lifetime.

One of the things that a lot of people don't realize is that they are taking responsibility. And they have to do it properly. They have to do it efficiently.

But we're here to help, I am going to be your contact. And so we are going to work together as a team. You choose what you'd like us to do and will do it and maybe there's certain things you want to take care of yourself certain aspects of the administration, maybe you want to look after the taxation, but you don't want to have to deal with the audit administration. The payment of bills, dealing with pension department, going to the various financial institutions to have the assets collected and transferred. The benefits in appointing us is that you have qualified professionals with the expertise, we have the resources to provide the accounting, to provide the investment management, to do the tax returns.

For the individuals who entrust us with the responsibility of acting on their behalf, it's giving them time to then go and invest with that family member or that friend. And to create those memories that 20 years later, you're going to look back on and say I'm really, really glad I did that.

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With success comes opportunity.

Opportunity to focus on what matters most.

Your values

[A young child on a play structure]

Your loved ones

[People seated around a table filled with food]

Your passions

[A couple hiking]

Your community

[A conductor in front of an orchestra]

To create lasting change in the world.

[Person wearing hard hat and Team RBC shirt lifting plywood on a building site, a partially completed high-rise, field of wind turbines]

At RBC, we build relationships with trust and integrity, managing wealth with diverse expertise, a global outlook and a personalized approach to help you create a meaningful legacy because we believe the best returns are more than financial.

[Grow more than wealth. RBC Wealth Management]