Meet our partners

With more than 25 years of loyal service at RBC, Carole Gherlenda assumed the position of Private Banker in Quebec City in 2010. Having gained eight years' experience in human resource management, she appreciates the personal contact that her new position dedicated to high net worth clients affords. Her background as Account Manager, Business Financial Services in large urban centres has helped prepare her to provide effective advice to business people who benefit from RBC Private Banking services.

Working as a Financial Planner since 2002, Ms. Gherlenda has a Master in Business Administration (MBA). The development and wealth management of a small group of clients suits her perfectly; in fact, in addition to providing a personalized service, she is able to focus on her clients' individual needs and consider all aspects of their lives, be it family, business, succession, or other matters. “I enjoy visiting my clients in their own environment to better understand their needs. This way, everyone benefits from the best services available, from the more simple daily banking solutions to the more sophisticated and intricate planning solutions based on their personal situation.”

Ms. Gherlenda coordinates a number of specialized services with experts to whom she refers in all circumstances. This reflects the true strength of RBC Private Banking—offering a single point of reference for the latest services and advice most suited to the client's profile. “We work together with the right people to identify the most appropriate solution for each of our clients.”

Wealth management calls for comprehensive expertise to provide an exceptional service, one that makes the clients' lives so much easier. “We are part of our clients' business entourage, and sometimes even their families! Trust is something we earn. We are therefore always available, making sure our clients can count on our support every day.” Carole Gherlenda's passion for human relations is her key motivating factor.

As a private banker, Marie-Josée advises high net worth clients with more complex structures and financial needs. With experience in business, finance and financial planning, Marie-Josée provides sound advice and solutions that meet her clients' objectives.

Marie-Josée is particularly knowledgeable about the needs of health care professionals, senior executives and entrepreneurs. She uses her skills in both accounting and financial planning to provide relevant advice. She actively participates with clients and partners in developing effective financial planning and wealth management strategies.

Marie-Josée possesses both a financial planner and chartered professional accountant designation. She has a bachelor's degree in accounting sciences from Université du Québec à Trois-Rivières.

Thanks to her experience, Marie-Josée coordinates a team of specialists and ensures things are done in a timely manner. Through RBC Wealth Management, clients have access to a complete range of experts to effectively structure their personal finances.

Having worked with entrepreneurs for many years, Marie-Josée is well versed in the dynamics and needs of business people. She easily handles all aspects of financial and tax planning, estate planning and retirement planning.

Marie-Ève Lamontagne brings more than 14 years of banking and wealth management experience to RBC Wealth Management, Private Banking. As a Private Banker, Marie-Ève Lamontagne offers comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families.

Based in Quebec City, Marie-Ève works with a select number of clients in the local area to address their often-complex banking, credit and wealth management needs by offering tailored, seamless banking and financial solutions. The goal is to deliver unparalleled service while building lasting relationships based on trust and a thorough understanding of each client's unique needs and goals.

When necessary, she collaborates with specialists across RBC to offer clients a full range of complementary services. These include investment management, estate and legacy planning, and domestic and international trust services, as well as sophisticated credit and leverage strategies to support individual short- and long-term goals.

Marie-Ève draws on more than 10 years of experience at RBC, consisting of various roles in management, on the financial planning team and in Wealth Management.

After earning a bachelor's degree in business administration from Université Laval, Marie-Ève went on to upgrade her knowledge and expertise by obtaining her Financial Planner designation.

Stéphane began his career in the financial services industry in 1997 as a Financial Security Advisor. Intent on helping his peers succeed, he was promoted to a management role in 1999. Over the years, he has taken on ever-increasing responsibilities. Specializing in estate planning solutions, Stéphane is proficient at proposing and implementing innovative and effective tax solutions in response to a variety of wealth management needs. He designs personalized, insurance-based solutions, both for individuals and corporations, to help increase their net value, reduce the tax burden and protect wealth by relying on insurance solutions including life, living benefits and life annuity products. Stéphane is also able to assist you in setting up your policies to ensure that your wealth is transferred to your heirs according to your wishes.

Nelly holds a Master’s of Business Law from Université Paris 1 (Panthéon- Sorbonne), and a D.E.S.S. in International Business Law from Université Paris Descartes.She received her financial planner designation from the Institut québécois de planification financière (IQPF) in 2004.

Nelly has over 15 years of experience as a financial planner. Before joining RBC, Nelly worked with financial advisors’ clients to optimize their financial position and wealth by creating strategic action plans customized to their needs.

Mathieu holds a Master of Business Administration (MBA) and a Bachelor’s degree in Finance from Université Laval. He is also a qualified Trust and Estate Practitioner (TEP) and a Financial Planner (F.Pl.) duly registered under the Institut québécois de planification financière (IQPF).

Prior to joining RBC Wealth Management, Mathieu was manager of the financial services branch in a Canadian securities firm where he provided sophisticated wealth management planning to High Net Worth individuals.

As a Financial Planning Specialist at RBC Family Office Services, Mathieu works jointly with your advisor to prepare and present your comprehensive Compass Financial Plan.

As a Business Owner Specialist, High Net Worth Planning Services, Nathalie, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.

Nathalie has a Bachelor’s degree in Finance and a Master’s degree in Tax from the University of Sherbrooke. She has also completed a Master in Business Administration from Laval University and a Bachelor degree in international commerce from l’École Supérieure de Commerce (ESC) in Poitiers, France. She is a Certified Financial Planner and has completed the Securities Dealers Course from the Canadian Securities Institute.

Nathalie has more than 20 years of experience in tax, charity and estate planning consulting. Nathalie regularly gives lectures at the Association de planification fiscale et financière (APFF) annual conferences and technical seminars, as well as at other professional association events, and is an active writer of articles on topics related to tax, charity and estate planning.

Nathalie is an active member of the executive committee of Society of Trust and Estate Practitioners (Quebec branch). She is also a member of the Association de planification fiscale et financière, the Institut Québécois de planification financière (IQPF) and the Canadian Tax Foundation (CTF).

Prior to joining RBC, Nathalie specialized in corporate commercial law and estate and trust law during her eleven years in private practice.

She focused primarily on mergers and acquisitions and tax driven corporate transactions, advising small and medium size businesses in connection with day to day requirements, such as shareholder issues, restructuring, strategic alliances and standard agreements. In addition, Nathalie focused on estate and trust planning, tax planning and estate administration and liquidation, implementation of tax and estate plans, Wills, trusts, corporate reorganizations, business succession plans and wealth preservation.

In 2010, Nathalie joined RBC, assisting clients with their overall tax and estate planning, and in 2014, assumed her present position, specializing in assisting high-net-worth clients with their succession, tax, retirement and estate planning.

Nathalie obtained a Bachelor of Arts degree (political science) from Concordia University in 1992. She obtained her law degree from l’Université de Montréal Faculty of Law in 1995. She was called to the Barreau du Québec in 2000. Nathalie also completed her CICA in-depth tax courses, Parts I and II.

She is an active member of The Society of Trust & Estate Practitioners (Quebec chapter) and the Canadian Bar Association (Quebec).

Prior to joining RBC Wealth Management, Joseph Di Niro began his career as a Notary in private practice at a notarial firm in Montreal. During this period, Joseph developed an expertise in Will and estate planning and also acquired specialized knowledge in estate settlements and non-contentious matters. To further his knowledge in the field of taxation, Joseph later joined a multinational accounting organization, where he specialized in tax planning for individual and corporate clients. Member of the Board of Notaries of the Province of Quebec (Chambre des Notaires du Québec) since 2010, Joseph obtained his Notarial Law Degree (D.D.N.) from Université de Montréal in 2009, after having obtained his Bachelor of Law (LL.B.) from the Université de Québec à Montréal (UQAM) in 2007. Joseph is currently pursuing a Master’s Degree in Taxation from the University of Sherbrooke.

As a Will and Estate Advisor for the Quebec Region, Frédéric provides estate settlement strategies and solutions that centre on understanding and addressing the unique needs of each client. He works collaboratively with clients, their families and trusted professionals in order to develop personalized multi-generational estate plans incorporating Wills, testamentary and inter vivos trusts, and protection mandates. Through this process, Frédéric helps families protect their legacy and facilitates its smooth transfer to the next generation.

Frédéric’s technical expertise complements his skill set in managing the complexities of family dynamics. He brings a compassionate, expert perspective that is welcomed by families who may be struggling with the difficult decisions that often accompany estate planning, whether it’s protecting an heir with a disability, providing for children from a previous union, minimizing family conflict or dealing with beneficiaries or assets that are situated outside of Canada.

Fully bilingual, Frédéric holds a Bachelor of Laws from the Université de Sherbrooke—he is a member of the Quebec Bar and practiced law for four years. Frédéric has continued to deepen his knowledge and expertise with key industry designations, such as the Trust and Estate Practitioner designation (TEP), and as a member of the Canadian division of the Society of Trust and Estate Practitioners (STEP). In addition to his industry experience and background, Frédéric obtained his accreditation from the Institut québécois de la planification financière (IQPF) and served as a financial planner with RBC