As a Private Banker since 2005, Vera Kurkdjian brings over 15 years of financial services experience and extensive expertise to her role. She provides comprehensive banking, complex credit and wealth management solutions for high-net-worth entrepreneurs, executives and professionals, along with their families and their businesses, throughout the greater Montreal area.
As a trusted advisor to her clients, Ms. Kurkdjian facilitates access to customized solutions including tax and retirement planning, complex credit structures and sophisticated levels of banking and cash management needs. When needed, she will partner with a broad range of specialists across RBC to deliver investment management, Will and estate planning, commercial banking, business succession planning and trust structures to meet both the domestic and international needs of her clients. In recognition of her dedication and outstanding service and advice delivery to her clients, she has been named a member of the RBC Wealth Management, Private Banking Executive Council since 2012.
Ms. Kurkdjian holds a Master of Business Administration degree (MBA) from Dalhousie University, a Bachelor of Commerce degree from Concordia University, majoring in accounting, and the designation of Financial Planner through the Institut Québecois de Planification Financière.
Committed to educating young people on financial literacy and the importance of sound money management, Ms. Kurkdjian takes time outside of work to help mentor young people starting their adult lives and careers. In her spare time she enjoys travelling, reading and spending time with her family.
Michel Bétournay, F.Pl.
Vice-President & Financial Planning Specialist, Family Office Services, RBC Wealth Management
Michel Bétournay, Financial Planner, obtained a Bachelor of Business Administration degree (major in accounting) from HEC Montréal in 1991, and earned the Financial Planner designation from the Quebec Institute of Financial Planners (IQPF) in 2002.
Michel joined RBC Financial Group in 1993, and has fourteen years’ experience as a Financial Planner, twelve of which were spent with the Compass Financial Planning team.
Michel’s role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans for clients.
As a Premier Banking Advisor for the Montreal market, Suvra Das works as a single point of contact, providing personal banking and credit solutions for select clients of Wealth Management Canada and their families. Partnering with Investment Advisors and Counsellors across the region of Montreal, he provides personalized service and tailored advice to help clients save time and effectively manage their day to day banking needs.
With more than 13 years of experience in both personal and business financial services with RBC, Suvra is respected among his clients, industry peers, and has been well recognized in the organization for his contribution. Born in Asia and residing in greater Montreal area for the last 22 years, Suvra is committed to giving back to his community, and contributes to raising funds yearly at the ISKCON Montreal temple for the purpose of the distribution of free vegetarian meals.
He currently resides in the Montreal West Island area with his wife and young son. He is passionate about the electric vehicle industry. Suvra fluently speaks; French, English, Bengali and Hindi.
Daniel C. Duchesne, AVA, M.B.A., Pl. Fin., FEA
Conseiller en sécurité financière, Services Financiers RBC Gestion de patrimoine inc.
À titre de spécialiste en planification successorale, Daniel Duchesne procure aux conseillers et à leurs clients une chose qu’ils n’attendaient pas: une discussion différente au sujet de l’assurance vie, une discussion dans laquelle ils sont complètement à l’aise.
Plusieurs clients lui demandent : « Pourquoi personne ne m’a jamais parlé de ça ?» L’image qu’ils ont de l’assurance-vie est transformée. Ils disent: « Wow - je ne savais pas que l’assurance pouvait faire ça».
Daniel a une capacité innée à mettre les gens à l’aise en simplifiant les notions complexes. Son objectif est d’avoir deux clients satisfaits, le conseiller et leur client.
Tout ce que Daniel et son équipe font vise un seul objectif: aider les clients à préserver et à accroitre leur patrimoine personnel et corporatif. Ils se demandent constamment: “Si le client était un membre de notre famille, recommanderions-nous la même chose?”
Ana's reputation is built on the outstanding level of service she provides. Motivated by a strong desire to help clients achieve their wealth goals, her focus as an Estate Planning Specialist is to build trust and loyalty first rather than only helping with a snapshot of their financial situations.
Driven to make an impact, Ana emphasizes building strong relationships and spends time making sure people are heard while addressing their concerns. She identifies and recommends the right solutions to meet both current and future lifestyle needs while minimizing risk to their existing wealth.
Ana joined the financial services industry in 2006 after receiving her degree from Concordia University in Mathematics and Statistics (BA). It was there that her analytical side and attention to detail flourished and shone. Ana is passionate about sports and a devoted fan of her hometown team, the Montreal Canadiens.
Nader Louhichi, LL.M. Tax, MBA, F.Pl.
Financial Planning Specialist, Family Office Services, RBC Wealth Management
Nader holds a Master’s degree in taxation (LL.M. Tax.) from HEC Montreal and a Master’s in Business Administration (MBA) from the University of Moncton (NB). He is also a Financial Planner (F. Pl.), duly registered under the Institut Québécois de Planification Financière (IQPF).
Prior to joining RBC Wealth Management, Nader worked at a major accounting firms and other firms within the financial services industry, providing sophisticated tax and wealth management planning to high net worth individuals and corporate clients.
Nader’s areas of expertise include personal and corporate tax planning, taxation of life insurance, wealth preservation, and financial planning. As a Financial Planning Specialist at RBC Family Office Services, Nader works jointly with your advisor to prepare and present your comprehensive Compass Financial Plan.
À titre de Première conseillère, Testaments et successions, pour la région du Québec, Mme Silvano offre des stratégies et des solutions en matière de règlement successoral aux clients et à leurs familles.
De concert avec les clients, les membres de leurs familles et les professionnels auxquels ils font confiance, Mme Silvano met sur pied des plans successoraux multigénérationnels qui incorporent les testaments, les fiducies testamentaires et entre vifs, ainsi que les mandats de protection. Ce faisant, elle aide les familles à protéger leur patrimoine et elle en assure le transfert harmonieux à la prochaine génération.
Les lois à cet égard évoluant constamment, l’équipe de la région du Québec a recours à Mme Silvano pour obtenir des conseils juridiques en matière de successions et de fiducies. Son expertise technique complète son aptitude à gérer les dynamiques familiales, toujours complexes. Elle met à profit son empathie et son expertise au service des familles aux prises avec les décisions difficiles qui accompagnent souvent la planification successorale, qu’il s’agisse de protéger un héritier invalide, de pourvoir aux besoins d’enfants d’une union antérieure, de réduire les risques de conflits au sein d’une famille, ou de composer avec des bénéficiaires ou des actifs situés à l’extérieur du Canada.
Parfaitement bilingue, Mme Silvano est titulaire d’un baccalauréat en droit (LL.B.) et d’un diplôme Juris Doctor (J.D.) en Common Law nord-américaine de l’Université de Montréal, elle est membre du Barreau du Québec, et a obtenu son titre de TEP en 2018