关于我们

Grace在2000年從卑詩大學 (University of British Columbia) 取得文學學士 學位，並在2003年畢業於達爾豪西法學院 (Dalhousie Law School)。她在 2004年獲得卑詩省律師資格。

在加盟RBC之前，Grace在溫哥華從事執業律師，專長於遺產策劃和遺產管 理。不久之前，Grace曾在一個醫院基金會工作，為該慈善機構提供有關法 律事務的建議，以及為其捐助者提供有關慈善捐贈的意見。

Grace是加拿大律師協會遺囑和信託組別和慈善機構組別的成員。她會講流 利廣東話和普通話。

Grace很高興能與您和您的顧問攜手合作，為您策劃一個高效和具稅務效益 的遺產計劃。

管理财富甚为繁复，但有我们助您一同规划，就能化繁为简。

与您的税务及法务专家通力合作，是Carey的专长。身为特许专业会计师（Chartered Professional Accountant）和信托及遗产规划师（Trust & Estate Practitioner）的他，在加拿大领先的人寿保险公司的税务和遗产规划部门从业多年，深谙在制定财富管理计划时，有许多事项需要周全考量。

Carey专注于为企业主和高净值家庭量身定制以保险为本，且极具税务效益的理财方案。他能简化复杂的问题，帮助客户全面了解财务状况并照顾其所需，让他们安心放心。

热爱户外运动的Carey, 也非常重视家庭生活。您总能在高尔夫球场上，看到他与妻子和两个女儿的身影。此外，Carey曾为许多业内刊物撰稿，也时常受邀举办英文、普通话及粤语讲座。

Darren specializes in tax and estate planning for high net worth families.

Prior to joining RBC, Darren was a tax partner with a national accounting and advisory firm where he focused on providing tax planning services to high net worth families and shareholders of privately held businesses. Darren guided clients through many of the complex personal and corporate issues faced by high net worth families and business owners by developing strategies for wealth preservation and tax minimization, the transfer of wealth to the next generation, and estate and succession planning.

Darren, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a high net worth client. Darren specializes in tax and estate planning for business owners and high net worth families.

Darren is a Chartered Professional Accountant, Chartered Accountant and has completed the Canadian Institute of Chartered Accountants In-Depth Tax Course, the Corporate Reorganization Course and the Tax Planning for the Owner Manager Course. Darren is a TEP designated member of STEP (The Society of Trust and Estate Practitioners) and is a member of the Canadian Tax Foundation. Darren is a graduate of the University of British Columbia and the British Columbia Institute of Technology.

Coming from one of the major global accounting firms, Yat-Sze brings a broad range of experience to her role as Vice President, Financial Planning Specialist.

In her previous role, she spent many years working with private companies, high-net-worth individuals, trusts, and partnerships. Her work included tax minimization through appropriate tax planning (corporate and personal, including estate planning) as well as corporate restructuring.

Yat-Sze is a Chartered Professional Accountant (CPA, CA) and a Certified Financial Planner (CFP). She completed her Bachelor of Commerce at the University of British Columbia and has completed all three levels of the Canadian Institute of Chartered Accountants’ In-Depth Tax Course. She has also completed the Advanced Tax Course for Owner-Managed Businesses.

As a Financial Planning Specialist, Yat-Sze’s role is to work with and support your advisor in preparing and presenting your Compass Financial Plan and to identify and assess any related financial and tax planning concerns you might have.

Jennifer Lu is a chartered professional accountant (CPA, CA). She completed her Bachelor of Accounting degree at Brock University, and holds a Master of

Taxation degree from the University of Waterloo.

Prior to joining RBC, Jennifer was a tax manager in one of the largest global accounting firm where she provided tax consulting advice and tax compliance services to a wide range of corporations and high-net-worth individuals. She assisted clients with tax planning strategies and business restructuring. With her strong academic background and years of experience in public accounting, Jennifer became a trusted advisor for many business owners and high-net- worth individuals.

Jennifer believes that financial planning is critical to achieve your financial success. Her role is to work with and support your advisor in preparing and presenting your Compass Financial Plan and to identify and assess any related financial and tax planning concerns you might have.

As a Premier Banking Advisor for Vancouver, Debby Tay works as a single point of contact, providing banking and credit solutions for select clients of Wealth Management Canada and their families. Partnering with Investment Advisors and Counsellors across the region, she provides personalized service and tailored advice to help clients save time and effectively manage their day-to-day banking needs.

With 9 years' of experience in financial services at RBC, Debby is respected by her clients, her peers and the industry, and has received top performer recognition. Debby is committed to giving back to her community and hosts fundraising campaigns for BC Children Hospital and the Food Bank. She also volunteers as an administrative assistant for the Growing Chefs.

Born and raised in Malaysia, Debby relocated to Canada in 2008 to complete her undergraduate degree. She now holds a Bachelor of Arts Degree from Simon Fraser University.

Debby currently resides in the Lower Mainland with her husband. When she is not hard at work for her clients, she enjoys spending time with her family and travelling to different places. Debby is fluent in Mandarin and Cantonese.

As a Premier Banking Advisor the Lower Mainland, Ella Lau provides banking and credit solutions to select high net worth individuals and their families of Wealth Management Canada. Acting as a single point of contact, she partners with Investment Advisors and Counsellors across the region to provide personalized service and tailored advice to efficiently and effectively manage their clients' day-to-day banking needs.

With over 8+ years of experience with RBC, Ella is well respected by her clients and peers and has been awarded numerous Top Performance recognition. Ella holds a Diploma in Hospitality Management and has completed numerous Financial Planning courses. She is strongly committed to giving back to her community and has volunteered for Food for Life Community Meal and is an avid fundraiser for the BC Children's Hospital.

Born and raised in Hong Kong, Ella now resides in Richmond BC and in her spare time enjoys watching the Canucks play hockey, working with Lego and travelling. She is fluent in 3 Languages including English, Cantonese and Mandarin.

As a Senior Trust Advisor, Catharine Turner serves clients throughout British Columbia in the Vancouver office. Catharine is well known within the Estate and Trust industry in the British Columbia region. She has held many client facing roles focused on business development as well as servicing complex accounts of domestic and international high net worth families during her roles as an Estate and Trust Advisor, Senior Advisor and Private Banker.

A graduate of the University of British Columbia, Catharine has continued to deepen her knowledge and expertise with key industry designations such as the Trust and Estate Practitioner (TEP) and the Financial Management Advisor (FMA) designations.

Catharine works with individuals, families, and businesses providing customized estate, trust and incapacity solutions. Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a Power of Attorney, Catharine can help.

With more than 30 years of industry experience, Catharine brings to each client the necessary skill set to provide both the technical expertise as well as the genuine understanding of the emotional complexities that underlie these issues. Catharine understands that no two clients are the same and so, together with her RBC Royal Trust partners, she can find the solution that’s right for you.