We are guided by the following principles in investing your money

• Real wealth is built over time not over night

• An effective investment strategy should be integrated with an overall financial plan

• Risk and return are related. Investors only achieve a higher rate of return by taking on more risk

• The only free lunch in the financial markets is diversification

• Investors are best served by assuming that financial markets are efficient. That doesn’t mean that every investment is properly priced at all times; it simply means that it is extremely unlikely that individual investors will be able to profit from these perceived mis-pricings

• Active management (ie, market timing or individual stock picking) doesn’t add value. Rather, it adds speculative risk and doesn’t work over time

• Have a written investment policy statement which outlines your objectives, target asset allocation and risk tolerance.

 

We follow a highly structured, systematic, and disciplined investment strategy designed to maximize wealth in a conservative, well thought out manner.