Pre-Retiree or Retiree
You’ve accomplished a great deal in your personal and professional life. You’ve established your roots and have only just begun to scratch the surface of the next venture. Now is the time to make the moments count and your financial well-being plays a role more than ever. There are many considerations to take into account at this stage of life:
- Am I prepared for a retirement that will be able to afford the lifestyle I want?
- Are there cash flow planning decisions in my future including purchasing US, international or national retirement real estate?
- Are there other ways I can minimize my tax income taxes now and through retirement?
- Is my family provided for in the event of illness, injury or death?
- Do I have a proper estate plan in order for my beneficiaries to enjoy the full benefits of my wealth?
- Is there an education investment strategy in place to support my children or grandchildren?
- Is there a charity I want to leave a legacy with?
- Are all my wealth management issues adequately addressed to ensure a financially stable retirement?
My Commitment
With a financial discovery to identify your needs and circumstances I will ensure we write down the aspirations you desire most. Written goals are more achievable. This will be captured in an Investment Policy Statement (IPS) that we can use to direct our strategy to preserving and making the most of your hard earned capital.
After a strategy planning and wealth management review, we can include will and estate planning, business succession planning and insurance strategies to protect you and the people you wish to provide for as an added benefit to our comprehensive approach. I can also collaborate with any of your other financial advisors, and use my external and internal network to ensure we are simplifying your ability to grow and protect your wealth in your interest.
We will financial plan to forecast your wealth accumulation (in and outside of your business) considering tax and retirement planning to give you peace of mind.
Regular reviews, monitoring and an ongoing service schedule is agreed upon to ensure you are kept well informed.
Start a Conversation
If you know the destination but are unsure of the best route, let Ripley Wealth Management Group map you the way. Let’s schedule a discovery meeting at my office, your office, or at an RBC Royal Bank branch closest to you or at your home - where we can get to know one another. I can gain an understanding of your needs and we can put a relationship strategy together for a long-term and mutually beneficial bond towards achieving and protecting what it is that is important to you. I feel that if I have a good grasp of what is important to you and if I get to know your goals and expectations, I can be confident in offering my knowledge and the professional services of my firm to ensure you meet these goals. Let my expertise complement yours.
