Nicole Todosichuk, B.Comm., LL.B, TEP
Vice President and Will & Estate Consultant, Family Office Services, RBC Wealth Management
Nicole received her Bachelor of Commerce Degree (Dean’s List) in 1991 and her Bachelor of Law degree in 1999 from the University of British Columbia.
She clerked at the British Columbia Supreme Court from 1999 to 2000 and was called to the British Columbia Bar in 2000. Nicole has also completed the Canadian Institute of Chartered Accountants In-depth Tax Course.
Prior to joining RBC, Nicole practised law for ten years in downtown Vancouver, first at a national law firm and then at a boutique tax and trust law firm. Nicole’s practice focused on the implementation of tax and estate plans, Wills, domestic and offshore trusts, charities and business succession. Nicole is a member of The Society of Trust and Estate Practitioners (STEP), the Canadian Bar Association Wills and Trusts Section and Charities Section. Nicole’s significant practical experience in estate planning allows her to offer valuable guidance in the development of your estate plan.
As a Private Banker with RBC Wealth Management, Private Banking, Christa Russell provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families in the Okanagan region.
Ms. Russell's career spans over 18 years in the financial services industry, including 12 years with RBC. Prior to joining as Private Banker, Ms. Russell held a role in insurance sales for a major Canadian provider before joining RBC Royal Bank, where she held roles in personal and business banking before being appointed Branch Manager.
Drawing on this experience, she now develops integrated wealth management and banking plans to help her clients achieve their long-term financial goals. As a trusted advisor to her clients, Ms. Russell and her team provide customized solutions that include complex credit structures, tax and retirement planning and sophisticated packages for managing daily banking and cash management needs. As needed, she will partner with a broad range of experts across RBC to provide extended services including investment management, Wills and estate planning, commercial banking, business succession planning and trust structures to meet both the domestic and international needs of their clients.
Ms. Russell holds a degree in business administration from Okanagan University College and has completed additional financial industry courses in mutual funds and compliance. She also holds the Personal Financial Planner (PFP) designation, which adds an additional layer of expertise and financial planning knowledge to the integrated advice she provides.
Originally from Calgary, Ms. Russell grew up in Kelowna and regularly visits family in both cities. She enjoys giving back to her community by volunteering with local food banks, Junior Achievement and back-to-work programs for women who are entering or re-entering the workforce. She and her husband have two young children and enjoy playing golf together. The family are active travellers and plan at least two trips a year.
As a Private Banker with RBC Wealth Management, Private Banking, Paul Wourms provides comprehensive wealth management and financing strategies to high net-worth business owners, executives, professionals and their families.
Based in Kelowna, Paul works with a select number of clients in the B.C. Interior to address heir often-complex banking, credit and wealth management needs by providing tailored seamless banking and financial solutions.
When necessary, he can access specialists from across RBC in order to work collaboratively to provide a complete range of complementary services, from investment management to estate and legacy planning, and from domestic and international trust services to sophisticated credit and leverage strategies to support individual short and long term goals.
Paul offers an extensive background in client relationship to his role as Private Banker. He draws on more than 15 years of experience within RBC, consisting of a wide range of roles in Retail Banking, Commercial Financial Services, and Corporate Client Group.
Paul was born and raised in Kamloops B.C., and is a graduate of Thompson Rivers University with a BBA majoring in finance. In university, Paul was a member of the baseball team, and was drafted by the Los Angeles Dodgers in 2005. While no longer active in baseball, he does look for opportunities to volunteer his time with youth sports, and he remains an avid sports fan. Away from the office, Paul spends much of his time with his family, and enjoys many of the outdoor activities that the B.C. Interior is famous for.
As a Premier Banking Advisor for Kelowna & Vernon, Pamela Wiebe works as a single point of contact, providing banking and credit solutions for select clients of Wealth Management Canada and their families. Partnering with Investment Advisors and Counsellors across the region, she provides personalized service and tailored advice to help clients save time and effectively manage their day-to-day banking needs.
With more than 17 years of experience in financial services with RBC, Pamela is respected by her clients, her peers, and the industry, and has received top performer recognition regularly, including being a conference winner in 2012. Pamela is committed to giving back to her community and has worked with Kelowna General Hospital, Heart and Stroke Foundation, RBC Run for the Cure, and the Okanagan Food bank throughout the years.
Born and raised in Vernon, BC, Pamela holds a Diploma in Criminology from Kwantlen Polytechnic University.
Pamela currently resides in Lake Country. When she is not hard at work for her clients, Pamela enjoys gardening, cooking, paddle boarding, and spending time with friends and family.
As a Premier Banking Advisor for Kelowna, Michelle Beauregard works as a single point of contact, providing banking and credit solutions for select clients of Wealth Management Canada and their families. Partnering with Investment Advisors and Counsellors across the region, she provides personalized service and tailored advice to help clients save time and effectively manage their day-to-day banking needs.
With more than 5 years of experience in financial services with RBC, Michelle is respected by her clients, her peers and the industry, and has received top performer recognition. Michelle is committed to giving back to her community and acts as a volunteer member for the Heart and Stroke Foundation, YMCA Healthy Kids Day and YMCA Cycle for Strong Kids throughout past years.
Born in New Westminster and raised in Salmon Arm, Michelle holds a Diploma in Business Administration in 2013 from Okanagan College.
Michelle currently resides in Kelowna. When she is not hard at work for her clients, Michelle enjoys cooking, playing volleyball and spending time with family and friends.