| The sun is out and we have had some great weather here in the Okanagan. We hope that your summers are planned to be filled with relaxation and some family time. We have decided to change the frequency of our newsletters, and you will be hearing from us quarterly, rather than our usual monthly newsletter. We are always available to chat, and of course update you on market conditions as needed. Personal tax season is behind us for another year, which we are sure everyone is happy to focus on more enjoyable endeavors. We hope that our efforts here at the office made it as stress-free as possible for all of you. There are a few takeaways we gather each season, and we would like to share them with you. We have noticed the use of secure email is a bit cumbersome for our recipients. As a compliance rule, we are not allowed to send out any account sensitive information without sending it via password protected / secured email, which is sometimes inconvenient on both ends. If you have RBC DS online access to your accounts, we can send you secure messages via the Communications tab once you log in. This is a fairly seamless way for us to send documents and receive instructions from our clients, and we have found great success when using this portal. Please give us a call, and we can get you started with online access to your RBC DS accounts. There are many valuable features and we would be happy to share these with you. Another takeaway from this tax season is when you hold assets at multiple institutions and how that may add extra work with your tax planning. We would encourage you to consolidate your holdings here at RBC DS so we can serve you best.
Office Move We would like to remind those who have yet to come in for their annual planning meeting that our new office is located in the new Landmark 6 building on the 14th floor.
RBC Private Premier Banking We wanted to make sure our clients are aware of RBC Private Banking Premier. It is a unique banking and credit service offering personalized attention to help you meet your day-to-day financial needs. You receive a tailored banking and credit package to complement the best-in-class investment management and wealth planning. Let us know if you would like more information on the exclusive services and products available to RBC Dominion Securities clients.
RBC Banking Offers There are a number of excellent banking offers available to existing and new clients. Here are a few we would like to highlight: Get a Free 9.7” Apple iPad When You Open an All-Inclusive Bank Account Open an RBC Signature No Limit Banking account or RBC VIP Banking account by September 3rd, 2019 and set up two of the following by November 29, 2019: Your payroll as a direct deposit / Two pre-authorized monthly payments / Two bill payments 12 Month Fee-Waiver on our No Limit Student Banking Account Students can enjoy the freedom of unlimited banking for 12 months when they open their new account before June 29th Switch to RBC Avion Visa from other Travel Credit Card Provider First year annual fee waived, earn 15,000 welcome points plus 5,000 bonus points with $1,000 spend in the first 90 days of account open Switch In Your Mortgage $750 WestJet Gift Card First Time Homebuyer New Mortgage Receive $1,000.00 - $2,000.00 cash back
RBC DS National Online Client Survey At RBC Dominion Securities, we are committed to providing our clients with the highest level of client service, trusted advice and comprehensive wealth management. As such, we will be conducting a client survey to ensure that we continue delivering our clients a best-in-class experience. This year’s survey will be emailed to all DS clients (who have an email address on file) starting the week of June 17. Clients will receive an invitation to participate in our survey which will include the survey’s web link and personal access password. The online survey will take approximately 15 minutes to complete. Similar to past years, the client survey is 100% confidential and will be conducted by an independent research firm, Strategic Insights Inc. Clients who participate will have an opportunity to win a $5,000 vacation or a directed donation to a registered charity of their choice.
Holtby & Associates Team Contact: Cairy Holtby 250.712.2116 | cairy.holtby@rbc.com Jones Schack 250.712.2117 | jones.schack@rbc.com Natel Hull 250.712.2187 | natel.hull@rbc.com Denise Gardner 250.448.1342 | denise.gardner@rbc.com |
Does reading fiction make us better people?
Reading fiction has been said to increase people’s empathy and compassion. But does the research really bear that out?
Summer Reading Recommendations
Looking for a great book to read or a podcast to listen to this summer? Below are a few of our suggestions.
Jones : Red Notice by Bill Browder
This is an exciting and fast paced read following the true story of Bill Browder - a Wall Street maverick who turned into an accidental activist. Corruption, Investing, Murder, Crime, Putin – could not put it down!
The Book With No Pictures by B.J. Novak
Ok, this one is for the kids or grandkids – and they will love it! Here’s how the book work - everything written on the page has to be said by the person reading it aloud. Even if the words say…BLORK. Or BLUURF. Cleverly irreverent and irresistibly silly, The Book with No Pictures is one that kids will beg to hear again and again.
Tuesdays With Morrie by Mitch Albom
Over 10 years old but the life lessons stay true. This memoir follows a rekindled relationship turned into one final "class": lessons in how to live.
Natel : OPEN: An Autobiography by Andre Agassi
One of the most beloved athletes in history and one of the most gifted men ever to step onto a tennis court, a beautiful, haunting autobiography.
Eleanor Oliphant Is Completely Fine by Gail Honeyman
This novel focuses on 29 year old Eleanor Oliphant, a social misfit who becomes enamored of a singer she sees performing named Johnnie Lomond who she believes she is destined to be with.
Podcast: Conan O’Brian Needs a Friend
This weekly comedy podcast hosted by American comedian and talk show host Conan O'Brien. The podcast debuted in November 2018 and features O'Brien discussing friendship with comedians and actors in the industry.
Denise : Roses Are Red by James Patterson
In the sixth novel featuring protagonist Alex Cross, the homicide detective and forensic psychiatrist, tracks a mysterious criminal who calls himself the Mastermind. If you’re into thrillers, suspense, and crime then this book and all others by James Patterson are for you!
Where There’s Smoke by Sandra Brown
More frustrated passion, political scandal, and true Texas grit from Brown. This was an entertaining read!
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